Do you handle ERISA Unum appeals?
If your disability income claim has been denied by Unum and your disability income policy has been offered through your employer, then federal ERISA law requires you to file an appeal with Unum. Our law firm has handled thousands of ERISA appeals against Unum and we will prepare a very strong appeal on your behalf.
Do you help with Unum applications?
The application for disability benefits with Unum is the foundation of your claim. One mistake can result in your claim for disability insurance benefits being denied by Unum. Our lawyers will guide you through the entire application process and make sure you are in the best possible position to have your claim approved by Unum. We welcome you to contact our attorneys to discuss important information about applying for disability benefits with Unum.
Do you file Unum lawsuits?
If Unum has denied all of your ERISA disability appeals, then you have the right to file a lawsuit in federal court against Unum. An ERISA disability lawsuit is different than any other type of lawsuit and you should hire a attorney that has handled thousands of disability denial lawsuits against Unum. Our disability insurance lawyers know what to expect with the challenges filing a federal lawsuit against Unum.
Can you help with a Unum disability Insurance denial?
We have helped thousands of individuals collect long term disability benefits from Unum and we know the unreasonable denial tactics used by Unum to deny disability insurance benefits. Our experienced attorneys know the many options available to get your disability benefits paid by Unum.
Do you manage Unum monthly claims?
Monthly disability insurance claim management is a unique service we offer. Our goal is to make sure your Unum disability benefits continue for as long as you need them. Many claimants either don't trust or experience aggravation dealing with Unum. Disability Insurance Attorneys Dell & Schaefer manages every aspect of your claim for disability income benefits from (Unum. Unum only interacts with our law firm. Contact Disability Insurance Attorneys Dell & Schaefer to learn how we can manage your disability claim.
Can you negotiate a Unum lump sum buyout?
Lump sum buyouts and disability buyouts are occasionally offered by Unum. Our disability lawyers have established relationships with the people at Unum that make the decisions on disability buyouts. We have negotiated hundreds of lump settlements with Unum. Our goal is to get you the highest buyout possible.
Do you work in my state?
Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.
What are your fees?
Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.
The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.
In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.
Do I have to come to your office to work with your law firm?
No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.
How can I contact you?
When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.