• Who Are the Largest Private and Group Disability Insurance Companies?Who Are the Largest Private and Group Disability Insurance Companies?

Who are the largest private and group disability insurance companies?

Almost all of the disability insurance companies write private disability policies and write group disability policies. The biggest private disability insurers in the country are probably Unum Corporation, MetLife, as well as Mass Mutual, and Northwestern Mutual. These four are probably the biggest companies in the country.

The biggest group disability insurers in the country are Prudential Insurance Company, MetLife Insurance Company, CIGNA as well as Hartford Financial is also one of the big group disability insurers. And there’s been a lot of consolidation over the past 15 years of different disability insurance companies.

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There are 2 comments

  • Marie,

    As you have many questions it would be best if you contacted our office to discuss how we may be able to assist you.

    Stephen JessupMar 1, 2015  #2

  • Hello,

    I am 37 years old, and I have a LTD policy with American Fidelity Assurance through a school district where I teach. I noticed that they are not mentioned as one of the bigger insurance companies, correct? Are they ERISA? There is a pre-existing clause of 24 months. I have two autoimmune disease diagnoses that my rheumatologist dr says can qualify me for long term disability due to my difficulties, but I’m trying to hold out for those 24 months before considering filing. I changed school districts so had to change disability insurances as well, 1 1/2 yrs ago. Because I’ve only ever taught in public schools, I have no SS benefits and don’t have enough years with TRS (Texas Retirement) to qualify for that either. I made a claim to AFA already but it was for a hysterectomy and not related to my autoimmune diagnoses. Will having done that generally affect future claims? Also, I read on one of your responses that they generally do not offer lump sum payouts, correct? How does AFA fair with approving LTD claims for someone my age with SLE and RA since they are not one of the major disability companies?

    Thank you kindly,
    Mary

    MarieFeb 28, 2015  #1

FAQ

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Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

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When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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