• Applying for short or long term disability insurance benefits should not be done alone

Should I speak with an attorney prior to filing my long-term disability insurance claim?

Many clients will call our office and say that they are thinking of applying for long term disability but they are not sure if they will get approved. And we regularly work with clients to do a review of their policy, to advise them of things that they can or cannot do in order to be entitled for benefits.

It’s the rare case of somebody who gets hit by a bus or has a major catastrophic event that prevents them from being able to work. And it’s more common for the persons who have had a chronic medical condition, such as a chronic neck problem or a chronic back problem or a chronic shoulder problem or any other part of the body that’s been bothering them for a while and they have continued to work through with the pain and they are not sure now, that, if they were to stop working because the pain has become unbearable, whether or not the disability company will approve their claim. And one of the first things we tell these people is that, we need to advise them as to what their policy says and we regularly encourage people to call us, send us a copy of their policy and we’ll provide them with a free review of their policy and let them know what their rights are before proceeding any further.

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Questions About Hiring Us

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Regis A.

After many months of trying to reverse the denial of my claim on my own, I turned to Dell & Schaefer for their assistance. They answered all my calls and questions without hesitation. They were successful in obtaining the over-ruling of my disability denial without filing a lawsuit and I received all of my back benefits. I am glad to have found them and they continue to manage my claim for me.

***** 5 stars based on 202 reviews

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