1. Applying for Prudential STD or LTD Disability Benefits
The initial application for disability benefits is the foundation of every claim for disability insurance benefits. Obtaining properly documented medical support, selecting the correct date of disability and completing all of the required Prudential claimant and attending physician forms are just a few of the many areas that claimants can make mistakes. See how we can help to give you the best chance to collect disability benefits.
2. Prudential Monthly Disability Benefit Claim Handling
An approval of disability benefits by Prudential does not mean that the benefits will automatically continue for as long as you need them. The Prudential claim rep assigned to your disability claim is required to evaluate your claim every month and determine your eligibility for benefits. Prudential is not consistent in how they manage each claim and they can require claim forms or update medical records at any time. We offer a unique service where we manage your claim on an ongoing basis so that we can always make sure your claim is in the best position to prevent a Prudential claim denial. Learn more about our monthly claim handling service.
3. Filing A Prudential Disability Benefit Appeal
In our opinion Prudential writes some of the most unreasonable and unsupported disability appeal denials in the entire disability insurance industry. We believe that Prudential authors these terrible denials in an effort to either force claimants back to some kind of work or hope that they will just drop the claim. We have handled hundreds of Prudential ERISA appeals and know exactly what needs to be done to give you the best chance to secure benefits. Learn more about Prudential disability appeals.
4. Suing Prudential For a Disability Benefit Denial
Our lawyers have filed ERISA disability lawsuits against Prudential all over the country and more than 95% of our clients have either had their benefits reinstated or received a lump-sum settlement. We would like to review your Prudential disability denial and give you a straight forward opinion about what we think we can do to help you. Watch our videos and read about our experience in handling disability benefit lawsuits against Prudential.
5. Negotiating a Prudential Lump-Sum Disability Buyout
In certain scenarios Prudential will enter negotiations for a one-time lump buyout of your long term disability claim. In order to be eligible you must have claim that is not contested by Prudential, you are “totally disabled” and been on claim past any change in the definition of disability, and you have a medical condition that is not life threatening. Contact us to learn if you are candidate for a Prudential disability buyout or settlement. You can learn more about disability buyout by watching our disability lump sum videos.