Attorney Claim Handling Gives Claimants Fire Power Against Prudential
Peace of mind and protection against claim denial is the reason our clients rely on our disability lawyers to manage their Prudential disability claim. Claim approval does not mean that Prudential will pay benefits for as long as you want them. The Prudential claim rep assigned to your long term disability claim is required to review your claim every month and determine your eligibility before a benefit check is issued. Prudential has the right to stop paying benefits at any moment they believe that the claim is no longer supported. Our law firm offers a unique flat monthly fee service in which we take over the handling every aspect of your claim with Prudential so that you only deal with our firm. In the video below we discuss our monthly claim handling service.
The Benefits Of Having Our Law Firm Handle Your Prudential Claim Are Multiple:
Prudential can no longer contact you for any reason as all communications both oral and written must come to our office;
We complete every claimant statement with you;
We work with you and your doctor to complete each Attending Physician Statement;
We prepare you for visits with your doctors so that your doctor will properly document your medical records in accordance with Prudential requirements;
We make sure every monthly benefit check is received timely and paid correctly;
We alleviate the anxiety commonly caused by receiving letters from Prudential and unprepared phone calls;
A Prudential rep or third party investigator cannot come to your home unannounced;
We limit the scope of any medical exam requested by Prudential and make sure you don't get examined by a doctor known for claim denials;
We consult you on things you can do that will not jeopardize your benefits;
We give you piece of mind knowing that you have a lawyer that knows every detail of your claim and is ready to take immediate action if your claim is wrongfully denied.
Does Prudential Think There Is A Problem Because You Have A Lawyer?
From our experience Prudential prefers for a claimant to have a lawyer representing the claimant as it becomes a business to business relationship rather than a business to consumer relationship. There are no games played by Prudential when our law firm is involved. Prudential has probably handled more cases with our law firm than any other law firm in the country. There is a level of respect and competency that has been recognized by Prudential and we focus on getting our clients monthly benefits paid in a timely and efficient manner. We are a law firm that fights aggressively if our client's disability claim is denied, but unlike most other law firms we don't fight unnecessary disputes during the claim handling process that will only lead to a further delay in payment of your claim. We know that our clients rely on the consistent and timely payment of their Prudential disability check. We protect your claim to make sure the Prudential disability benefits are paid for as long as you need them.
Our disability insurance lawyers have helped thousands of Prudential disability claimants nationwide to recover disability benefits. Prudential is a one-trick pony and they unfortunately are trained to look for any reason to deny or delay your application for benefits. In our videos above we provide a lot of helpful information about Prudential. We recommend that you contact us immediately for a free consultation and review of your Prudential disability claim.
Questions About Hiring Us
Do you work in my state?
Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.
What are your fees?
Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.
The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.
In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.
Do I have to come to your office to work with your law firm?
No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.
How can I contact you?
When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.
Dell & Schaefer Client Reviews *****
I worked with Rachel Alters, who was very knowledgable about ERISA, my health condition and the best way to present information to my private LTD company. Being disabled, I am always tired, have little energy and have trouble concentrating, remembering things, etc. Rachel always maintained professionalism, would repeat the process if necessary and made things as easy on me as possible. She always made herself available if I requested a teleconference and her assistant was always prompt about returning my calls and providing information I requested.
In a professional setting, I’ve worked with attorneys for years and had to review and sign contracts. I know from personal experience that a contract is only as good as the people who stand behind it. I put my trust in Rachel and she delivered. We were able to get my LTD company’s denial decision reversed and I was put back on plan after she threatened to sue when they initially upheld their original decision to deny my claim. Having backpayment and being put back on plan definitely helps with my financial stress and I know it has taken its toll on my health.
I hope now that I have some financial security, I can focus more on getting better and do so more quickly. There is no doubt that I couldn’t have done this without Rachel. She guided me through the whole process, making sure that appropriate things were documented, we received the right information from the right medical professionals, had tests performed when needed, etc. It was a pleasure working with her and her team.