A knee disorder can significantly limit your abilities and mobility. In addition to the limited mobility caused by a knee condition, it is the associated chronic pain and instability that makes it very difficult to perform any work duties on a continuous basis. Whether or not your disorder qualifies you to receive disability benefits depends on a great number of contributing factors. At Dell & Schaefer, our disability insurance attorneys have been working with claimants disabled by a knee condition since 1979. We have the experience it takes to review your case and advise you as to how to proceed to get the benefits you deserve. Frequently, disability insurance providers will attempt to limit benefits to just a few months or to deny them altogether, even when doing so is in contradiction with their own policies.
Fortunately for disability claimants, there are numerous objective medical tests available which can verify the existence of a knee disorder. Many disability claimants will argue that following a knee surgery a claimant should be able to return to work within a few months. This is not always true as the knee surgery was an attempt to increase mobility and eliminate pain. Most claimants with chronic knee problems obtain a reduction in symptoms, but not enough to return to work. Working versus being able to perform your normal daily activities require totally different skills. Disability carriers will also try to argue that a person with a desk job cannot be disabled by a knee conditions. This is simply not true and we deal with this argument on a regular basis. Our attorneys work closely with your treating doctors to obtain the required medical information necessary to prove your claim for short or long term disability benefits.
Our Disability Attorneys Understand Knee Disorders
Knee pain is a very common complaint, and can be caused by a wide variety of underlying issues. An accurate diagnosis from your doctor is necessary in order to give you an understanding of your level of disability as well as to get you the appropriate treatment.
The most common causes of knee pain include:
- Arthritis, for which there are many available treatments. Two common types of arthritis which cause knee pain are septic arthritis and rheumatoid arthritis.
- Septic arthritis – an infection of the knee joint which leads to pain, swelling and redness.
- Rheumatoid arthritis – the most debilitating type of arthritis. Causes pain, swelling, stiffness and loss of motion in the knee.
- Osteoarthritis – the most common type of arthritis in which the cartilage in your knee breaks down due to use and age, also called degenerative arthritis.
- Hyperextension of the knee joint
- Knee bursitis
- Injuries to the Anterior Cruciate Ligament Injury (ACL), Posterior Cruciate Ligament Injury (PCL) or Medial Collateral Ligament Injury (MCL)
Let the Attorneys at Dell & Schaefer Assist with Your Claim For Disability Benefits
Not everyone with a knee disorder will qualify to receive disability insurance benefits. If you are unsure if your limitations are severe enough, contact us now for a free initial consultation. Our team of experienced long term disability attorneys will review your case and give you an immediate opinion of your claim. You can also review our resolved cases and client testimonials to learn more about our experience and qualifications.
Resources for Disabling Knee Conditions
These sites are valuable sources of further information regarding knee pain:
We frequently update this page with news about knee disorder disability benefits and new laws that could affect your disability. Check back for new information.
Read 7 Recently Resolved Cases
- After Aetna denied Ms. Garner’s long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna’s decision and ordered it to pay Ms. Garner’s disability benefits
- Respiratory Therapist whose claim was denied without a proper review gets LTD Claim Approved after Appeal to CIGNA
- Another Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim is Reinstated Following Appeal by Disability Attorney Alexander Palamara
- Palm Beach County Sheriff’s Deputy’s Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara
- Prudential Reinstates Disability Benefits To School Teacher
- Prudential overturns denial of Long Term Disability Benefits for Vietnam War Veteran after Lawyers from Dell & Schaefer file appeal
- Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company 2
Read 36 Lawsuit Summaries
- Court Upholds Reliance’s Denial of Disability Benefits to Riverboat Pilot
- Court Agrees with Sedgwick and Finds Plaintiff’s ERISA Lawsuit is Time-Barred
- MetLife’s Denial of LTD Benefits Was Based on Substantial Evidence
- MetLife Improperly Applies Limitation For “Neuromusculoskeletal and Soft Tissue Disorder” to Long Term Disability Claim 6
- Aetna Ordered to Produce Internal Statements of Policies, Procedures and Guideline Relative to Claimant’s Long-Term Disability Claim
- Failure to treat your medical condition can lead to termination of long term disability benefits
- Federal Court Upholds Unum Disability Benefit Denial 2
- Florida Courts Have A Complicated Six Step Disability Insurance Denial Protocol
- Sedgwick Disability Denial of AT&T Employee Reversed Once Again 3
- Texas Court Upholds Prudential Disability Insurance Denial
- Minnesota Disability Claimant Filed Suit Against Employer Over Terminated Disability Benefits
- Total Knee Replacement, Yet Sedgwick Still Denies AT&T Employee’s Disability Claim 6
- Kirk & Blum/CECO Environmental Employee Files Lawsuit Against Lincoln Financial Group For Wrongful Termination Of Long-Term Disability Benefits 2
- Electrical assembly worker for Northrop Grumman files a complaint against UNUM for denial of long term disability benefits
- CIGNA has three new lawsuits to deal with for unpaid disability benefits 10
- Employees of Wells Fargo, Heinz, and Otis Elevator sue Liberty Life for denial of ERISA benefits
- Two Comcast employees and a registered nurse file three ERISA lawsuits against Liberty Life Insurance in Pennsylvania for denial of disability benefits 2
- Xerox employee is denied her long term disability benefits and sues Sedgwick and Xerox 7
- Former security guard of the Children’s Hospital of Philadelphia alleges CIGNA Insurance engaged in fraudulent and malicious disability claims practices
- Metlife Wrongfully Denies Disability Benefits to Walgreens Manager with Knee Injury 6
- Louisiana Disability Attorney Attempts to Reverse a Hartford ERISA Denial for CVS Manager
- Disability Claimant’s Inability to Pass Employer’s Mandatory Drug Test Policy Due to Pain Medications Results in Award of Disability Benefits
- Own Occupation to Any Occupation definition change leads CIGNA to deny disability insurance benefits
- Court reverses CIGNA disability denial for man with knee disorder 2
- Beware of unreasonable Prudential Disability Insurance lump sum buyout offer 30
- Over $500,000 of disability insurance benefits will be paid to disabled store manager following MetLife’s wrongful denial (Part II)
- MetLife denies long term disability benefits to sears store manager with heart disease and knee problems (Part I)
- Boston Mutual can not recover $163,000 overpayment to long-term disability claimant (Part II)
- Was Boston Mutual’s decision to terminate long-term disability insurance correct? (Part I)
- Postal worker loses long-term disability claim against Hartford Insurance 3
- Harvard University ordered by Massachusetts federal court to pay long-term disability benefits to a former employee
- Unum’s denial of disability benefits to a registered nurse (“RN”) and trial court victory is reversed by the appellate court 1
- Prudential’s failure to provide documents weighs in long term disability claimant’s favor
- Hartford is ordered to pay long-term disability benefits to a telecommunications manager 62
- Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company 2
- Federal Court rules that degenerative arthritis of claimant’s knee was a “sickness” and not caused by an “injury”
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