An estimated 24 million children and adults in the United States, and 240 million people worldwide, have diabetes. Most people with diabetes can manage it by taking medication and carefully monitoring what they eat. In some cases, though, diabetes can lead to debilitating illnesses, injuries and disabilities that prevent you from maintaining a consistent work schedule. In most long term disability cases diabetes is associated with additional medical illnesses which prevent a person from being able to work. Our disability insurance lawyers have represented numerous claimants with uncontrolled diabetes. Disability insurance companies are quick to argue that diabetes disability claims should only be short term and not long term disability claims. Another argument is that the claimant has been working with diabetes for years so why now do they claim they cannot work. We help our clients deal with these unreasonable insurance company arguments on a daily basis.
If you suspect that a diabetes complication will prevent you from working a consistent job, or if your provider already denied your individual claim or group policy claim, contact our office. We can help you fill out the application for benefits or appeal a denial.
I Have Diabetes… Do I Qualify for Disability Insurance Benefits?
Diabetes by itself will likely not qualify you for disability benefits unless it is uncontrolled. Your disability company will want to see a lot of evidence that you are incapable of providing a continuous work schedule. If your diabetes progresses to the point where you can no longer perform your job functions or similar job functions, then you will likely qualifying for disability insurance benefits. We will work closely with your doctors to properly documents your claim for benefits.
Contact our disability insurance attorneys to find out how our disability insurance attorneys can help you. We offer free consultations to claimants across the country. Insurance companies have strong legal representation, and we believe that individuals deserve an equally strong voice.
Our Experience with Diabetes Disability Insurance Claim
We have firsthand experience helping diabetes claimants receive the benefits they are entitled to. The following case study explains how we helped a woman with diabetes reverse her provider’s denial and receive past benefits.
Check back on this page for more up-to-date information about diabetes and disability insurance. We frequently add new stories about new regulations or resolved cases that might be relevant to you.
Resources
For more information about diabetes disability insurance, visit the following websites:
- The American Diabetes Association
- National Institute of Diabetes and Digestive And Kidney Diseases
- Medline Plus (a service of the U.S. National Library of Medicine and National Institutes of Health)
- NINDS Diabetic Neuropathy Information
There are numerous charities dedicated to diabetes research, detection and treatment including:
Recently Resolved Cases (10)
- Standard Overturns Decision to Deny Disabled Project Manager Long-term Disability Insurance Benefits After First Appeal
- CIGNA Reinstates Benefits for Freight Company Truck Driver Following Successful Second Level Appeal
- Aetna Reinstates Disability Insurance Benefits to Home Depot Manager
- Hartford Overturns Denial of Long-term Disability Benefits For Disabled JP Morgan Chase Banker
- Dell & Schaefer Successfully Appeals Denial of Benefits to Fedex Employee
- After Two Appeals, Cigna Finally Sees the Light and Pays Disability Benefits
- Sun Life Approves Claim for Long Term Disability Benefits
- CIGNA Overturns Its Decision to Deny Continued Disability Benefits for Former Employee of Science Applications International Corporation
- Reliance Standard reverses long term disability denial following appeal submitted by Attorneys Dell & Schaefer
- Unum approves long-term disability benefits for a trial attorney suffering from diabetic neuropathy
Cases & Claim Tips (16)
- Did U.S. Life Breach its Contract When it Denied Total Disability Claim of ABA Policy Holder?
- Reliance’s Termination of Disability Benefits was Arbitrary and Capricious When it Discounted Supporting Medical Evidence Without Reason
- California Court Agrees with MetLife’s Denial of Dismemberment Claim
- Court Finds Sedgwick Wrong to Deny Benefits Without Considering Claimant’s Actual Job Duties
- Disability Denial Remanded to Anthem for Analysis of Claimant’s Job Duties
- Credibility Judgments Without IME Lead to Remand Back to Libery Life for Full and Fair Review in Kentucky ERISA Disability Lawsuit
- Court Orders Life Insurance Company Of North America To Pay Claimant Long-Term Disability Benefits
- New Jersey claimant files suit against New York Life, Unum and Paul Revere for miscalculated disability benefits 1
- TRW Automotive Holdings Corporation financial analyst suffering from Type II diabetes and heart condition sues Prudential
- Steel fabricator suffering from disability wins lawsuit against Lincoln National
- Wisconsin disability attorney and client sue Prudential Life Insurance for its “baseless” denial of ERISA disability benefits 2
- ReliaStar reduces monthly disability insurance benefits to veteran due to VA benefits 3
- Hartford pays disability benefits for 12 years and then uses video surveillance to deny benefits 7
- Director disabled by heart disease takes Prudential to Illinois Court after denial of long-term disability benefits
- Metlife’s denial of disability benefits to an event coordinator is upheld
- Prudential’s motion to dismiss claimant’s disability benefits is denied
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