• Important Steps to Take for an ERISA Disability Benefit Appeal

What are the important steps to take when filing an ERISA disability denial appeal?

In this video about ERISA disability appeals, disability insurance lawyers Gregory Dell and Rachel Alters discuss some of the most important steps that should be taken in order for a claimant to have the best opportunity to win disability benefits. The video has been produced for educational purposes and you should contact us to discuss the specifics of your disability denial. While a claimant is not required to hire a lawyer for an ERISA appeal, our video addresses the multiple reasons why it so important for a claimant to have guidance when trying to take on a disability insurance company. Time is of the essence in an ERISA appeal and the appeal must be completed in a strategic matter in order for a claimant to win. Our disability insurance attorneys help claimants nationwide and we are available to take immediate action on your claim denial. Do not delay if your claim has been denied and take immediate action.

Comments (2)

  • Anon,

    With respect to ERISA disability policies I have only seen a shortened period to file an appeal (less than 180 days) during a second voluntary or mandatory appeal.

    Stephen Jessup Mar 19, 2015  #2

  • So I appreciate all the info you provide to insureds. Thank you very, very, very much with your site’s helpful information, I hope that I am managing my claim well enough to avoid a denial. I have been on claim since 2001 and my policy copy that I obtained then, and read now, clearly says to file an appeal within 60 days. 60 days seems a terribly short time period given all the needed time it seems I may need, if needed, with your help, to craft a successful appeal.

    Would you comment on something I read elsewhere, that the time frame to appeal older (pre 2002) Erisa policies is limited to 60 days and 180 days if the disability arose after?

    Anon Mar 18, 2015  #1

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Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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Jeff F.

Dell & Schaefer has been great to work with and very responsive to my needs. After I was diagnosed with an incurable chronic health disorder (Meniere’s Disease) which rendered me unable to work, I had applied for long term disability after working with the same company for 36 years. The insurance carrier was great to work with until my short term disability had expired. After over a month without any income, no communication; except to contact me to question me about my job performance, I started to pressure them to take action on my long term disability application.

They told me that it would be another month before they could get back to me. At this point I felt the situation was hopeless. I contacted Dell & Schaefer, they immediately responded and quickly contacted the insurance carrier via letter. Two weeks later I was approved. I have had excellent experience with the firm. They keep me informed and always respond in a timely manner. They are proactive and provide great support when I need to respond to any requests from my insurance carrier.

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