• Disability Insurance Claims Is What Our Lawyers DoDisability Insurance Claims Is What Our Lawyers Do
  • Disability Attorneys Dell & Schaefer Legal ServicesDisability Attorneys Dell & Schaefer Legal Services
  • Disability Benefit Lawyers Helping Disability Claimants in Illinois and NationwideDisability Benefit Lawyers Helping Disability Claimants in Illinois and Nationwide

Disability Insurance Attorneys Helping Claimants Living in Illinois and Nationwide

Our disability insurance attorneys assist disability insurance claimants during all stages of a claim for disability insurance benefits. Since 1979, our disability law firm has represented disability claimants against every major disability insurance company nationwide. We help claimants at all stages of a long term disability claim, which includes applying for benefits, daily claim management, ERISA appeals, lawsuits and lump sum buyouts. We have earned our reputation in both Illinois and Nationwide as aggressive, competent, and reliable disability insurance lawyers.

It is essential to hire a disability insurance law firm that has the resources, co-counsel network and experience to effectively represent disability insurance claimants against these nationwide disability insurance companies. Our managing partner, Gregory Dell is admitted in the Central District of Illinois Federal Court and we have relationships with lawyers throughout Illinois should we ever need to file a lawsuit in an Illinois state court. Almost all employer provided disability benefit lawsuits must be filed in a Federal Court. If you have a disability insurance claim in either Illinois or any other state, contact our disability insurance attorneys for a free consultation.

Illinois residents that have had their disability insurance benefits denied can file a lawsuit in the Illinois Circuit Court under a limited set of circumstances. Illinois’ state appellate courts includes the Appellate Court and the Illinois Supreme Court. If the disability claimant resides in Illinois and the disability insurance company is located in a different state, and the amount of disability benefits payable is greater than $75,000, then the lawsuit can be filed in Illinois Federal District Court. If the disability insurance policy is an employer provided policy governed by ERISA, then the disability claim must be filed in federal court. Illinois has three Federal District Courts, which are the Central, Northern and Southern District of Illinois Federal Courts. An ERISA governed disability claim denial lawsuit can usually be filed in any state that the insurance company conducts business. According to the Illinois Department of Insurance there are more than 1,700 insurance companies that sell insurance products in Illinois.

Do I Need To Come To Your Office In Order For Your Firm To Evaluate My Claim?

No. Through an initial free phone consultation and a review of disability insurance policy and other pertinent documents we can determine immediately if we can help you. We want to make the process as easy as possible for you. Potential clients appreciate our immediate free phone evaluation and the convenience of being able to receive a consultation while staying at home.

Do I Have to File My Disability Denial Lawsuit in Illinois?

In the event of a disability claim denial, our disability attorneys will usually have the option of selecting one of several states to file the disability lawsuit. More than 90% of short term and long term disability insurance policies are governed by a federal law called ERISA, which means that our disability insurance attorneys can usually file a lawsuit in any federal court in any state. If we need to file a disability lawsuit in Illinois state court we have a network of local attorneys that we work with.

Illinois Courts, Government and Illinois Department of Insurance Information

FEDERAL COURTS

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews   *****

Mike G.

I was diagnosed with multiple sclerosis almost twenty years ago, though I was able to work until 2011. During my company-sponsored short term disability I applied for long term disability with Aetna. Aetna waited until the final week before telling me that my claim was denied. Dell & Schaefer completed and submitted a comprehensive appeal package and Aetna reversed its decision. I am now back under the long term disability plan and receiving benefits each month. Thanks!

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