• A Federal Judge's Perspective on ERISA Disability Insurance Claims (Ep. 21)

A Federal Judge’s perspective on ERISA disability insurance claims

This video features Judge William Acker, Jr. testifying at Senate Finance Committee hearing discussing ERISA and long-term disability insurance claims.

Disability insurance attorneys Gregory Dell & Stephen Jessup provide their thoughts on ERISA and the testimony of Judge Acker.

Judge Acker has been a United States Federal Judge for the Northern District of Alabama since 1982. In 1998, Judge Acker wrote a law review article titled, “Can the Courts Rescue ERISA”. Judge Acker testifies that ERISA is a major problem and it continues to get worse every day.

The full testimony of Judge Acker is much longer than this clip, but the point is that a Federal Judge has been trying to tell Congress since 1998 that ERISA is broken and it needs to be fixed. ERISA was enacted in 1974 and it has probably been the most litigated Federal statute in US history.

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Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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In desperation after dealing with the insurance company by myself for a bit I called Dell & Schaefer and they listened to me then took the case. They kept me well informed as to what the law allows and what was being done. It took a bit of time but finally they got me what they could, fighting for my rights tooth and nail against a corrupt system that is in need of repair. They were always professional even when I was emotional, exultant attorney highly recommend if insurance company is running you around.

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