I regularly get asked by claimants: well, does it raise some kind of a red flag, the fact that I have an attorney? And my response to all of these potential clients is that the disability insurance company has attorneys advising them and so you’re able to as well.
The other thing is that, you may not look at your policy like this; you’re seeking hundreds of thousands of dollars through your insurance policy, if you now have a disability that’s going to prevent you from being able to do the duties of your occupation. It’s no different than if you were going to go buy a house that was several hundred thousands of dollars and not have a real estate attorney look over your contract for you.
Your disability policy is a contract and if a disability carrier doesn’t pay you, they’re in breach of that contract. Unless you are trained in understanding all the terms and conditions of your disability policy, you should have an attorney who can explain to you every single one of those terms.