CIGNA Reaches Regulatory Settlement Agreement with Massachusetts Prompting the Review of Disability Benefit Denials

On May 12, 2013, the state of Massachusetts took a step in the right direction when it let CIGNA know that its unscrupulous claims handling procedures as they relate to disability benefits under ERISA governed long term disability policies would not be tolerated. Known as the CIGNA Regulatory Settlement Agreement, the settlement was entered into by five states (California, Connecticut, Maine, Massachusetts, or Pennsylvania) and the following insurance entities Life Insurance Company of North America, Connecticut General Life Insurance Company and Cigna Health and Life Insurance Company (all under the umbrella of the more commonly known “CIGNA”).

Massachusetts Fines Cigna $250,000 For Unreasonable Long Term Disability Claim Handling

The Regulatory Settlement Agreement was reached after an investigation was initiated on September 15, 2009 by the Maine Superintendent of Insurance and the Massachusetts Commissioner of Insurance to investigate CIGNA’s claims handling practices as they relate to ERISA governed long term disability policies. Although the details are not yet clear as to what information the investigation revealed, the results of same prompted the Massachusetts Department of Insurance to fine CIGNA $250,000.00 as well as assess an additional $150,000.00 fee.

“Massachusetts has always done a good job of protecting it’s citizens from the unreasonable actions of insurance companies and it is great to see that they are trying to make Cigna act ethically, reasonably and professionally,” stated Attorney Gregory Michael Dell, a nationwide disability insurance attorney and member of the Massachusetts Bar Association. The state of Massachusetts will continue to monitor Cigna for a 24 month period in order to make sure Cigna complies with the Regulatory Settlement Agreement. A complete copy of the agreement can be viewed by clicking here.

In total CIGNA has been fined over $1.6 million dollars as a result of what was deemed to be unfair and unreasonable claims handling practices and has allegedly set aside over $75 million to pay potential claims to be reassessed. If you’re a Massachusetts resident whose long term disability claim was denied or terminated in 2009 and 2010 your claim may be eligible for reassessment. It is important to note that if you receive notice from CIGNA that your claim is eligible for reassessment you MUST notify CIGNA of your intent to have your claim reassessed within 60 DAYS of the letter.

Attorneys Dell & Schaefer is available to provide you with an immediate free consultation to advise you as to the best way to collect Cigna disability benefits that may have been wrongfully denied. Click here for additional detailed information about the terms of the Cigna Settlement Agreement.

DISABILITY INSURANCE COMPANY INFORMATION
Videos, Questions, Resolved Cases, Lawsuit Summaries & Company Reviews

disability insurance companies complaints

Leave a comment or ask us a question

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews   *****

Alan F.

I contacted Dell & Schaefer and was referred to Alex Palamara. I sent him the information that I had. The next day I got a phone call from Alex and was told I had a good possibility that of collecting on my policy. I was kept up to speed on the whole process. I really did not think I was going to collect a thing (the insurance co. does a good job of convincing you to give up). What was I going to do… make the insurance company mad because I didn’t believe them? Alex kept in contact with me and when the offer came in, I signed and a check was issued shortly.

Read 424 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us