Can Veteran Disability Benefits be deducted from my monthly long term disability insurance check?
The answer to this question depends on the language contained within your long term disability insurance policy. In most disability claims that are governed by ERISA there is an offset provision for other disability related benefits such as SSDI, Worker Compensation or Veteran Benefits. There have been several court opinions around the country that have found that if a claimant is receiving VA benefits for a disabling condition unrelated to the disabling condition filed with the disability insurance carrier, then the disability company should not be entitled to an offset for VA benefits.
Take a look at our discussion of the case of Riley v. Sun Life Insurance for a more detailed discussion regarding VA disability benefits as an offset.