• What is an Attending Physician Statement and how should it be completed?

What is an Attending Physician Statement and how should it be completed?

Attending Physician Statement (APS) is a form that every disability insurance company requires a disability claimant to complete on a routine basis during the pendency of a short or long term disability insurance claim. Doctors often rush through these forms which can be detrimental to a claimant. The doctor statement is drafted by the insurance company and unfortunately is designed to minimize the severity of a claimant’s limitations. The doctor form must be completed with specific detail or it will almost always result in a claim denial. Our lawyers work closely with a claimant’s doctor and the claimant to make sure that the Doctor completes the APS appropriately. In this video disability attorneys Gregory Dell and Cesar Gavidia discuss the APS and common issues that arise when completing the form. Our disability insurance lawyers have reviewed thousands of APS forms from every disability carrier and know exactly what information must be contained in the statement. Contact us to discuss how we can help you manage your disability benefit claim.

Comments (6)

  • Louis, yes, a Chiropractor can fill out an APS for a disability claim. That being said Hartford may try to minimize the chiropractor’s medical opinion as he/she is not a medical doctor.

    Stephen Jessup Feb 4, 2020  #6

  • Can a chiropractor fill out the APS for The Hartford LTD claim?

    Louis S. Feb 4, 2020  #5

  • Kermetha: Unfortunately, we do not handle SSDI claims. I suggest you contact an SSDI attorney near you to dicsuss your situation. If you have a question regarding private disability insurance please contact our office to discuss the specific circumstances of your claim.

    Jay Symonds Oct 30, 2019  #4

  • I have been denied SS for 9 years which has resulted in severe damage to my arm.

    I had surgery on my arm on 9/25/19 at Memorial Hermann Hospital TMC still home can’t work no income.

    Unspecified Osteroarthritis

    Kermetha H. Oct 30, 2019  #3

  • Lori, they provide limited space on their forms since it provides your doctor limited room in which to describe your disability and restrictions and limitations. Please contact our office to discuss your options with a disability insurance attorney.

    Cesar Gavidia Jan 13, 2019  #2

  • The Attending Physician’s Statement seems to have VERY limited space within the form to properly list in detail the specific injury for sure. Is this document different than a Medical Questionnaire?

    When the company asks, “Is this patient competent to manage insurance benefits?” Is that a trick question?

    It seems that the burden to manage such paperwork, while having to watch out for their pitfalls and traps, would make anyone insane or have high anxiety at best. I am not joking. It seems they are setting up for a denial based on past documentation or “evidence”.

    The honest fact is that I my doctor, family, and myself spend hours on such documentation each year. It’s horrible.

    Lori Jan 12, 2019  #1

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Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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We all make, everyone of us, life altering decisions everyday that could and often do, save or change the course of our lives. Something as simple as driving to the market one rainy afternoon for groceries with the children carefully strapped and tucked into their car seats… safety belts secured around each one them and returning them home safely… intact – also very important… choosing the right early education program for one of those youngsters who is struggling to “keep up” in school – or maybe it’s a quality of life choice so very important to you personally like… choosing the surgeon who will repair a delicate to treat and painful spinal disc ailment that has caused you years of terrible suffering.

We regularly make decisions that affect our personal and family lives within the context of the times we are living in when we make them. We place our faith and trust in the professionals we select to advise us on these and other very important matters. These “coaches”, as I will continue to refer to them, are Physicians, Lawyers, CPA’s, Financial Investment Consultants, RealEstate Professionals, Insurance Experts, etcetera. These carefully chosen advisers keep us abreast of new opportunities for healing, financial growth and security while at the same time appraising us of the risks and dangers that occur minute to minute both over and under the world’s constantly changing landscape. When the unpredicted problem arises and a major problem will happen at least once in all of our lives, we might need to turn to the “law” – the law lives and breathes and changes by virtue of human, political and technical progress. Those “Coaches”, I mentioned earlier in this memo, also rely on legal experts to help them and their young as well as you and I who they might advise having been selected by one of “us” as a “coach”. We all in the final analysis, must navigate what is often a cloudy, murky, unsure world as part of survival in and of itself.

My legal “coach”… Cesar Gavidia, who has been helping me find my way in this unsure world, is a lawyer I’m very proud to know. After taking my troubling call about a serious insurance matter, Cesar immediately set about collecting the insurance policy information and after carefully studying the insurance policy language… language with which he was and is very familiar, gave me a “gift” that I cannot repay in kind… the “gift” was faith in the law and more importantly… faith in Cesar Gavidia. If you believe as I do, that a legal “coach” is needed to help flesh out your team of professional advisors… then consider talking to Cesar.

We live in a cynical world and we are all afraid of the “unknown”. Step into the knowledgable, kind, generous, professional world of “law” as practiced by Cesar… he really, really, really saved me. And although there are no absolutes… my insurance problems may need more care… a constant I can rely on and believe in is Cesar Gavidia. He will protect me by judiciously and honestly applying the “law”. As hard as it is to believe in anything we hear or read today… please believe me… because my still unfolding story just happens to be the unvarnished truth… and Cesar will get me through these insurance issues the right way, by employing the “truth” in the law… I just know he will… i just somehow know he will. Dan

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