What is an Attending Physician Statement and how should it be completed?

Attending Physician Statement (APS) is a form that every disability insurance company requires a disability claimant to complete on a routine basis during the pendency of a short or long term disability insurance claim. Doctors often rush through these forms which can be detrimental to a claimant. The doctor statement is drafted by the insurance company and unfortunately is designed to minimize the severity of a claimant’s limitations. The doctor form must be completed with specific detail or it will almost always result in a claim denial. Our lawyers work closely with a claimant’s doctor and the claimant to make sure that the Doctor completes the APS appropriately. In this video disability attorneys Gregory Dell and Cesar Gavidia discuss the APS and common issues that arise when completing the form. Our disability insurance lawyers have reviewed thousands of APS forms from every disability carrier and know exactly what information must be contained in the statement. Contact us to discuss how we can help you manage your disability benefit claim.

Leave a comment or ask us a question

There are 6 comments

  • Louis, yes, a Chiropractor can fill out an APS for a disability claim. That being said Hartford may try to minimize the chiropractor’s medical opinion as he/she is not a medical doctor.

    Stephen JessupFeb 4, 2020  #6

  • Can a chiropractor fill out the APS for The Hartford LTD claim?

    Louis S.Feb 4, 2020  #5

  • Kermetha: Unfortunately, we do not handle SSDI claims. I suggest you contact an SSDI attorney near you to dicsuss your situation. If you have a question regarding private disability insurance please contact our office to discuss the specific circumstances of your claim.

    Jay SymondsOct 30, 2019  #4

  • I have been denied SS for 9 years which has resulted in severe damage to my arm.

    I had surgery on my arm on 9/25/19 at Memorial Hermann Hospital TMC still home can’t work no income.

    Unspecified Osteroarthritis

    Kermetha H.Oct 30, 2019  #3

  • Lori, they provide limited space on their forms since it provides your doctor limited room in which to describe your disability and restrictions and limitations. Please contact our office to discuss your options with a disability insurance attorney.

    Cesar GavidiaJan 13, 2019  #2

  • The Attending Physician’s Statement seems to have VERY limited space within the form to properly list in detail the specific injury for sure. Is this document different than a Medical Questionnaire?

    When the company asks, “Is this patient competent to manage insurance benefits?” Is that a trick question?

    It seems that the burden to manage such paperwork, while having to watch out for their pitfalls and traps, would make anyone insane or have high anxiety at best. I am not joking. It seems they are setting up for a denial based on past documentation or “evidence”.

    The honest fact is that I my doctor, family, and myself spend hours on such documentation each year. It’s horrible.

    LoriJan 12, 2019  #1

FAQ

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews

Bruce R. (Arizona)

Steve Dell has done an exceptional job with my disability application process. The firm is extremely well managed. They have acquired an incredible amount of experience over many years. I recommend them for disability insurance claims without reservation. 

Don (Florida)

I called this firm a few months ago completely disparaged due to a company cutting off disability benefits at a time that nearly caused me to lose everything.

Attorney Alex Palmera and Danielle worked hard to reach an amicable settlement and my case was settled a few months later. This is a good firm and the specific expertise in disability claims saved me countless hours of hassle at a time when an already fragile state existed.

Thank you Mr. Palamara and Danielle.

Sandra B. (Arkansas)

I have nothing but good things to say about how my buyout was handled with my disability claim. The level of professionalism was amazing. All of my questions and concerns were answered either by Danielle L. or Alex P. in such a timely manner and with such care I would recommend them in a heartbeat to anyone needing to approach their provider with buyout options.

They did a fantastic job communicating between the provider and me, always keeping my best interest at heart and always answering my many many questions. They really did take most of the stress out of this whole situation. I would give them a 10 out of 10 for every step of this crazy journey. Thank you so much for helping me through this.

Brenda R. (New York)

I needed assistance with an appeal for a LTD claim that was initially denied. Stephen understood what needed to happen to win the appeal and he did win the appeal for me.

Michael C. (Virginia)

Greg Dell and his assistant Anneli have been extremely responsive and helpful, not only our initial consultations, but in follow-ups 1 and 2 years later with the insurance company to ensure that they comply with their agreements (which they did), as well as a separate and only slightly-related inquiry about our health insurance. I always hear back from them very quickly, which is rare and greatly appreciated.

Jeff P. (Oklahoma)

After a very long and frustrating ordeal to keep my LTD payments coming I decided to seek assistance from and attorney. After much research and asking those in the legal profession Dell & Schaefer seemed to be the top choice. I reached out and Alex Palamara was the attorney assigned to my case. All I can say is the experience was outstanding. Both Alex and his Paralegal, Danielle Lauria were excellent to work with. They were very kind, concerned, understanding of my frustrations and treated me with the utmost respect. Communication was excellent with regular updates and telling me what I could expect in each stage of the process.

Alex was also very straight forward with what to expect and no pie in the sky promises or expectations were made. In the end we won our case and I believe it was solely due to their experience and knowledge of not only the laws but the insurance companies as a whole. I would highly recommend them and am very grateful for the help they afforded to me.

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us