Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 221–240 of 736 Answered Questions

Q: Why is Reliance Standard trying to recover payments I was awarded through another company?

Answered on August 6th 2020 by Attorney Cesar Gavidia

A: Dani, your disability plan may contain a provision which allows Reliance to claim and recover an overpayment o...

Q: How does Prudential calculate attorney fees?

Answered on July 31st 2010 by Attorney Stephen Jessup

A: Lomy, calculate attorney fees for what exactly? Under ERISA, the federal law that governs employer provided po...

Q: Is the policy that was acquired by Hartford from Aetna still the same policy? Does Hartford have a right to recover over payments made by Aetna?

Answered on July 24th 2020 by Attorney Jay Symonds

A: LM: Generally speaking, Hartford would assume all rights and responsibilities available to Aetna on Aetna clai...

Q: Will Principal harass me if I don't accept their buyout? And, is it standard for a buyout to be lower than the full benefit paid over time?

Answered on July 17th 2018 by Attorney Stephen Jessup

A: Jan, I have not experienced retaliatory actions form Principal for refusing a buyout offer. As to your second ...

Q: Can I ask for another appeal?

Answered on July 13th 2020 by Attorney Alex Palamara

A: Giovanna, you should consult with the attorney(s) that represented you in your appeal to the Third District Co...

Q: Do I have to provide additional proof of my disability that's specifically requested by Reliance Standard?

Answered on July 11th 2020 by Attorney Alex Palamara

A: Fred, I am sorry to hear all that you have been through medically and in dealing with Reliance Standard. Unfor...

Q: Should I contact you before submitting my application for a private disability benefit?

Answered on July 10th 2020 by Attorney Steven Dell

A: It is in your best interest to contact us as early as possible if you think you are going to need to file a lo...

Q: Can Lincoln Financial deny a total disability claim approved by a federal judge? Can I get a lump sum payout instead of fighting with them for the next 9 years?

Answered on July 9th 2020 by Attorney Alex Palamara

A: Sandra, I am sorry to hear of the issues that Lincoln is giving you. Unfortunately, while Lincoln has to take ...

Q: Is it possible to file for LTF for mental heatlh (burn out) reasons?

Answered on July 7th 2020 by Attorney Stephen Jessup

A: MF, if you are treating with a medical provider (physical or behavioral health) who is willing to support that...

Q: How Does Guardian Calcualutate my Long Term Disability Benefit?

Answered on June 29th 2020 by Attorney Cesar Gavidia

A: Christopher, you should request a detailed explanation and calculation of your long-term disability benefit fr...

Q: How long do I have to file my Guardian disability appeal?

Answered on June 25th 2020 by Attorney Stephen Jessup

A: Jennifer, if you have an employer provided policy you will have up to 180 days to file the appeal. If you woul...

Q: Do I have to tell Lincoln Financial that I was denied for SSDI?

Answered on June 8th 2020 by Attorney Cesar Gavidia

A: Thomas, you may have an obligation to inform them that you have been denied for SSDI. Please refer to your pol...

Q: Can I sue my PRUDENTIAL LTD for the cost of hiring a disability attorney to get my benefits reinstated?

Answered on June 1st 2020 by Attorney Jay Symonds

A: Loretta: Assuming the attorney was successful and got the denial overturned, the short answer is no you cannot...

Q: I found out about my STD policy 120 days late. Can I do anything?

Answered on May 30th 2020 by Attorney Jay Symonds

A: James: You can still apply for benefits. You need to notify the carrier that you were unaware of the coverage ...

Q: Does my former employer owe me STD that he refused to pay earlier?

Answered on May 28th 2020 by Attorney Jay Symonds

A: Jack: If your claim for short-term disability benefits was denied you should have been afforded an opportunity...

Q: Can MetLife cut my monthly benefits by my benefits received from social security?

Answered on May 26th 2020 by Attorney Cesar Gavidia

A: Eveta, yes, generally a disability insurer may reduce your monthly benefits by disability benefits received fr...

Q: Will Met Life set me up on a payment plan if I have already spent my back pay from SSDI? Can they arrest me?

Answered on May 25th 2020 by Attorney Rachel Alters

A: Linda, you have nothing to worry about as it relates to being arrested – this is not a criminal matter. At b...

Q: Can I collect Social Security and work part-time?

Answered on May 22nd 2020 by Attorney Gregory Dell

A: Michael, you are in a tough spot. When a person applies for ssdi they need to be unable to perform the dutie...

Q: Can MetLife remove my LTD claim from their web site?

Answered on May 19th 2020 by Attorney Rachel Alters

A: Jack, yes, this is legal.

Q: If MetLife denied my statement due to Crohn's Disease and then I get hurt for a completely different reason, can I still be covered?

Answered on March 14th 2020 by Attorney Stephen Jessup

A: Shawn, if you do not have coverage then you would have no policy with which to make a claim. I suggest you spe...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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