Employees of Staples & Nortel Networks among Four Plaintiffs To Sue Prudential For Wrongful Denial Of Long-Term Disability Benefits

The Prudential Insurance Company of America (Prudential) had four different lawsuits filed against it by four Plaintiffs in the District Courts of South Carolina (2 cases), New York, and West Virginia. In all four cases filed via the respective Plaintiffs’ disability lawyers, Prudential is accused of wrongfully denying or terminating the Plaintiffs’ claims for long-term disability benefits as promised under their respective plans and by ERISA.

The First South Carolina Case

In Daniel J. v. Prudential Insurance Company of America, Plaintiff was employed with Staples until 2002. This employment allowed the Plaintiff to receive long-term disability benefits via a plan that was fully insured by Prudential. Plaintiff became disabled due to certain problems from which he suffered, forcing him to cease working.

The Plaintiff filed a disability application for long-term disability benefits as defined by the terms of the Plan, but Prudential denied his claim. Plaintiff filed an administrative appeal, requesting the specific information that led to Prudential’s initial denial. Prudential never responded to this request, nor to the two subsequent requests made by the Plaintiff for this information. Due to Prudential not responding to any requests, Plaintiff had no choice but to file this lawsuit against Prudential.

The Second South Carolina Case

In Harold G. v. Prudential Insurance Company of America, Plaintiff was employed by Agrifos Fertilizer, Inc. This employment enabled Plaintiff to be provided with long-term disability coverage via a plan that was fully insured by Prudential. Plaintiff became disabled due to certain problems, leading to his inability to work and filing a claim for long-term disability benefits.

Prudential denied the Plaintiff’s claim. Plaintiff appealed the denial, but Prudential denied the appeal. Plaintiff has exhausted all administrative remedies and has filed this lawsuit against Prudential.

The New York Case

In Sharon G. v. The Prudential Life Insurance Company of America, the Plaintiff was employed by Nortel Networks, which provided its employees with long-term disability benefits via a plan that was originally funded by CIGNA Life Insurance Company. Prudential eventually became the entity that funded this plan.

Plaintiff became disabled in October 1993, leading to her filing a claim for long-term disability benefits. Prudential initially paid benefits from the time period of 26 weeks after the initial claim was filed (the “elimination period”) through October 31, 2009, but the claim was then terminated from October 31, 2009 to the present day.

Plaintiff filed an appeal of this termination, supplying evidence that her LTD benefits should continue. This included evidence of her suffering from fibromyalgia, SLE, Hashimoto’s Thyroiditis, migraine headaches and cognitive limitations, which allowed the Plaintiff to receive Social Security Disability benefits from October 22, 1993 to the present day.

Despite this evidence, Prudential denied the appeal. Plaintiff has exhausted her administrative remedies and has filed this lawsuit against Prudential.

The West Virginia Case

In Terry L. v. The Prudential Insurance Company of America, American Electric Power System Long-Term Disability Plan (American Electric), and DOES 1 through 10, inclusive, Plaintiff was employed by American Electric, which made him eligible for disability benefits via the long-term disability plan that was funded by Prudential.

On or about May 16, 2009, Plaintiff became totally disabled and unable to continue working at American Electric. Plaintiff filed for long-term disability benefits, which Prudential initially granted through May 16, 2011. However, from May 17, 2011 to the present date, Prudential terminated further LTD benefits.

Plaintiff, along with his physician, filed a timely appeal of this denial. On or about March 8, 2011, Prudential informed Plaintiff that his appeal was denied. Plaintiff again appealed, and again, Prudential denied this appeal via letter dated October 11, 2011. Due to this denial being declared as the final denial, Plaintiff has exhausted his administrative remedies and has filed this lawsuit against Prudential.

Lawsuits Seek The Following Relief

In the four previously mentioned cases, Plaintiffs want the following relief to be granted by the Courts against Prudential:

DISABILITY INSURANCE COMPANY INFORMATION
Videos, Questions, Resolved Cases, Lawsuit Summaries & Company Reviews

disability insurance companies complaints

Leave a comment or ask us a question

FAQ

Do you help Prudential claimants nationwide?

We represent Prudential clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Prudential disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Prudential. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Prudential.

How do you help Prudential claimants?

Our lawyers help individuals that have either purchased a Prudential long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Prudential:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Reviews   *****

Louis P.

I was a high earning medical professional who had a sudden practice ending injury in 2012 and I was fortunate to be recommended to Mr. Greg Dell for legal representation. From the time of our first meeting Mr. Dell and his staff have made my transition from practice very manageable with their handling of my claim. I would recommend Dell & Schaefer to anyone faced with the uncertainty of having to file a disability claim because in trying times a competent knowledgeable legal professional law office is invaluable.

Mr. Dell and his legal assistants and staff are expert in their field of disability claim handling removing the stress and burden at a time when we can be most vulnerable. Easy to communicate with, informed in every step in the claim process and always responsive to questions and concerns hiring Mr. Dell has been the silver lining in a very traumatic chapter in my life. Since my injury and as my claim has progressed I have spoken to others who are disabled and I feel blessed to have made the right choice in my legal representation.

Thank you

Read 424 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us