Standard Motor Products Employee file an ERISA Lawsuit against Prudential Insurance for denied disability benefits

Claiming ERISA (Employee Retirement Insurance Security Act) violations, Jacqueline Musgrove and her Kansas disability attorney filed a lawsuit against Prudential Insurance Company of America on July 1, 2011 for her long term disability benefits. As an assembler of electronic automotive parts, Musgrove worked for Standard Motor Products from September 28, 1988 until March 22, 2010. In March 2010, Musgrove was no longer able to perform her job duties due to “chronic lower back and left lower extremity pain.”

Events Leading Up to the Filing of Suit Against Prudential

With medical records in hand verifying her condition, Musgrove applied for her employee disability benefits per her company’s Prudential insurance plan and was approved for short term disability benefits through April 18, 2010. Musgrove sought to continue her benefits as she was still unable to work, but Prudential denied her continuing short term benefits and long term benefits as well. On appeal by Musgrove, Prudential upheld the original decision and Musgrove moved forward with a lawsuit that she and her Kansas disability attorney filed in July 2011. In their ERISA lawsuit, Musgrove and her disability attorney allege that Prudential “wrongfully refused payment [of] long-term disability benefits to which [Musgrove] was, and continues to be entitled,” and claim that the insurer’s denial of Musgrove’s disability benefits is “unreasonable, arbitrary and capricious, and contrary to the terms of the plan.”

Musgrove and Her Disability Attorney Head to Court to Plead the Case

Musgrove complied with all the requirements to receive her benefits, made proper demand, exhausted all administrative appeal options Prudential offered, and has been forced to file a lawsuit to get the disability benefit payments she is rightfully entitled to. Consequently, in their suit, Musgrove and her  disability attorney ask the Court to order Prudential to:

Prudential Lawsuits Are Challenging For Disability Claimants

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Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Prudential. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Prudential.

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Our lawyers help individuals that have either purchased a Prudential long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Prudential:

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Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

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Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

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