Question writer for Jeopardy/Sony Pictures files suit against Prudential

A California disability attorney and his client filed suit against The Prudential Insurance Company of America (Prudential) in the United States District Court Central District of California on October 28, 2011 for unpaid long term disability payments due per the terms of an employee disability insurance plan.

Lorraine A., a former Sony Pictures Entertainment Inc. question writer for the television game production Jeopardy succumbed to Multiple Sclerosis and stopped working for the company in July of 2006. At the time of her departure from work, Lorraine’s health was deteriorating as a result of her illness and she was unable to perform “the material duties of her occupation.” In fact, her cognitive abilities were so affected that “she was unaware of her right or ability to make a claim for benefits under the Sony LTD Plan” at the time of her departure from its employ.

Prudential claimant files for disability benefits after succumbing to multiple sclerosis

In May 2010, Lorraine “became aware of her right” to make a disability claim on her Sony disability insurance policy and did so, but was denied her claim on July 22, 2010. Her appeal to the insurer was denied by Prudential on March 18, 2011. On October 19, 2011 Lorraine submitted a second voluntary request for reconsideration of her denied claim. Despite overwhelming evidence that she qualifies for long term disability benefits through her employee insurance policy, Lorraine’s request for reconsideration was denied. Consequently, Lorraine has now exhausted all pre-litigation solutions and has hired a disability attorney to present her claim to the District Court of Central California for the rendering of a decision in the matter.

Prudential allegedly is in violation of ERISA and breached its contract with claimant

According to Lorraine’s attorney, Prudential breached its contract with Lorraine and violated the Employee Retirement Insurance Security Act of 1974 ERISA) by:

Claiming an unspecified amount of damages sustained in addition to the loss of her disability benefits, Lorraine and her disability attorney look to the California District Court to determine how much to award her in the litigation. Their requests include:

Comments (2)

  • Tom,

    Mental Health parity laws and the Affordable Care Act do not apply to LTD insurance policies. Most LTD group policies are governed by ERISA.

    Gregory Dell Feb 9, 2012  #2

  • Do mental health parity laws apply to Group Long Term Disability (LTD) insurance policies? Does the Affordable Care Act affect LTD policies?

    Tom Jan 22, 2012  #1

Leave a comment or ask us a question

Questions About Hiring Us

Do you help Prudential claimants nationwide?

We represent Prudential clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Prudential disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Prudential. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Prudential.

How do you help Prudential claimants?

Our lawyers help individuals that have either purchased a Prudential long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Prudential:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Janelle R.

I loved working with Steve! Not only was he professional and knowledgeable but he also was kind and compassionate and really made me feel like not only my case mattered but so did I. I can not say Thank you enough for all you did and also a special Thanks to Michal she was also very kind and always made time for me. God bless you both!

***** 5 stars based on 202 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us