Panasonic and Microsoft employees sue Prudential in Tennessee and Indiana for denying their disability claims

Two Plaintiffs filed Employee Retirement Income Security Act (ERISA) lawsuits against the Prudential Insurance Company of America in Tennessee and Indiana Federal Court. In both cases it is alleged that Prudential wrongfully denied the claims of both Plaintiffs for long-term disability (LTD) benefits.

The Tennessee Prudential Case

The plaintiff was employed by Panasonic, thereby making her eligible for its long-term disability plan. While working for Panasonic and covered under this LTD plan, the plaintiff ceased work due to a disability. The Plaintiff continues to be disabled as defined by the terms of the Plan.

Prudential has only paid LTD benefits to the Plaintiff through May 30, 2009 despite continuing submission of evidence that the Plaintiff is still disabled. Plaintiff submitted an appeal of the denial and supplied medical evidence to Prudential to show her continuing disability.

Prudential denied the Plaintiff’s appeal on February 11, 2010. Plaintiff appealed a second time and Prudential issued a second denial on March 24, 2011. Due to the Plaintiff exhausting her administrative remedies for LTD benefits, with the help of her disability attorney, plaintiff has filed this lawsuit against Prudential.

The Indiana Prudential Case

The plaintiff in this case was an employee for Microsoft Corporation, thereby making her a participant of the Plan that was insured by Prudential.

While covered under this LTD plan, Plaintiff suffered a disability that rendered her disabled according to the terms of the Plan. Plaintiff made a claim to Prudential for LTD benefits, which Prudential initially approved. However, Prudential eventually terminated Plaintiff’s claim for LTD benefits, claiming that Plaintiff was not disabled under the terms and conditions of the LTD plan.

Plaintiff appealed the decision, which Prudential denied. Plaintiff submitted a second appeal, and again, Prudential denied the appeal. Plaintiff has exhausted her administrative remedies for LTD benefits. She has filed this lawsuit against Prudential, claiming that Prudential failed to pay LTD benefits as described under the Plan and failed to adequately describe any additional material that was needed to perfect her claim, as well as explain why submitting such additional material was necessary when filing her claim.

Relief Sought in the Lawsuits

In both of the aforementioned cases, the Plaintiffs seek the following relief from Prudential in their lawsuits:

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Steve Dell has done an exceptional job with my disability application process. The firm is extremely well managed. They have acquired an incredible amount of experience over many years. I recommend them for disability insurance claims without reservation. 

Don (Florida)

I called this firm a few months ago completely disparaged due to a company cutting off disability benefits at a time that nearly caused me to lose everything.

Attorney Alex Palmera and Danielle worked hard to reach an amicable settlement and my case was settled a few months later. This is a good firm and the specific expertise in disability claims saved me countless hours of hassle at a time when an already fragile state existed.

Thank you Mr. Palamara and Danielle.

Sandra B. (Arkansas)

I have nothing but good things to say about how my buyout was handled with my disability claim. The level of professionalism was amazing. All of my questions and concerns were answered either by Danielle L. or Alex P. in such a timely manner and with such care I would recommend them in a heartbeat to anyone needing to approach their provider with buyout options.

They did a fantastic job communicating between the provider and me, always keeping my best interest at heart and always answering my many many questions. They really did take most of the stress out of this whole situation. I would give them a 10 out of 10 for every step of this crazy journey. Thank you so much for helping me through this.

Brenda R. (New York)

I needed assistance with an appeal for a LTD claim that was initially denied. Stephen understood what needed to happen to win the appeal and he did win the appeal for me.

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Greg Dell and his assistant Anneli have been extremely responsive and helpful, not only our initial consultations, but in follow-ups 1 and 2 years later with the insurance company to ensure that they comply with their agreements (which they did), as well as a separate and only slightly-related inquiry about our health insurance. I always hear back from them very quickly, which is rare and greatly appreciated.

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