Skip to content

Helping Disabled Claimants Nationwide "Whatever It Takes" to Get Your Disability Benefits Paid

Free Phone Consultation Nationwide
CALL 800-682-8331

We offer no fee or cost unless you get paid

Hartford pays disability benefits for 12 years and then uses video surveillance to deny benefits

Our law firm was recently contacted by a woman that has been denied long-term disability benefits by Hartford. The claim is currently pending, but I asked if I could share her story so that others could learn about the real actions taken by disability companies such as Hartford. I strongly advise all disability claimants to never submit for a field interview without the presence of an attorney.

Hi Greg. YES you can share my story, if it helps only one other person out there it would make me happy. I worked for U.S. Bank for 25 years when I started being hospitalized with chronic asthma/copd, with stays lasting anywhere from 2 to 13 days. USB told me in 1996 I needed to go on Long term disability so I applied and got approved as of January 1997. First through UNUM and then two years later they switched to Hartford. Hartford made me file for Social Security Disability which I was awarded 2 years later. So Hartford has been paying me disability for 12 years. My main disability is the asthma/copd but because I am steroid dependent I also became obese, had cataracts removed from both eyes and now have diabetes with neuropathy in my feet and hands. I answered all of Hartford’s letters honestly, and then they video taped me behind my back, they tried 6 times but I only left the house for 3 of those instances. I was running errands, using bank machine and grocery shopping. Then of course I had the interview which I agreed to because I didn’t have anything to hide. Three hours of interrogation with Hartford, I was exhausted. Then 3 months later I got the denial letter. I couldn’t find an attorney to help me, so I wrote my own appeal letter. So yesterday I got a letter from Hartford telling me they are going to send me to an IME. Not trusting Hartford any longer I got on line and sent you a message. So I am very suspicious of why they are sending me to an IME when everyone I talked to told me they would deny me again. I think they are trying to get another “expert independent opinion” on their side to use against me.

I advised this woman that she should videotape her IME exam and request that Hartford send a copy of the IME report to her treating physicians prior to rendering a final decision on her claim. I also told this woman that she should make sure that each of her doctors review the disability video surveillance and provide a written response to Hartford. Hartford has a practice of denying a claimant’s request for videotapes, but they will secretly send the video tapes to your treating physicians and ask one-sided questions in an effort to deny a claim.

A National Disability Insurance Law Firm Since 1979

  • Call 800-682-8331