Disability Insurance Benefit Tips

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

Showing 221–240 of 333 Benefit Tips

Can a disability insurance company claim overpayment for SSDI payable to a child as result of the parent's disability?

Learn if insurers can claim overpayment from SSDI benefits for your child. Address disputes effectively and safeguard your disability income.
Beware of Hired Gun Doctors in Disability Insurance Claims (Ep. 23)

Beware of Hired Gun Doctors in Disability Insurance Claims

Insurance companies use "hired gun" doctors to deny claims. Learn who these doctors are, how they operate, and how to protect your disability benefits.

Are disability insurance benefits taxable?

Are your disability insurance payments taxable? Find out how different policies impact taxation and what you need to know to avoid surprises.

Can Veteran Disability Benefits be deducted from my monthly long term disability insurance check?

Can VA benefits be deducted from LTD payments? Learn how offsets work, your rights, and how to maximize both veteran and disability benefits.

Can a disability attorney manage all aspects of my long-term disability insurance claim?

Disability lawyers assist with claims, appeals, and denials. Discover how legal representation can strengthen your case and maximize your benefits.

Can my disability insurance policy be exempt from ERISA?

Not all disability policies are governed by ERISA. Learn which plans qualify for exemptions and what this means for your claim process.
10 Things To Expect When Your Disability Insurance Company Asks For An IME Exam (Ep. 16)

10 things to expect when your disability insurance company asks for an IME exam

Almost all disability insurance policies provide a disability insurance company with the right to have the insured examined by a physician of their choice. The...

What is the discretionary clause in a disability insurance policy?

The discretionary clause is a contractual term in a disability insurance policy that provide insurers with sole discretion in deciding if, when, and what...

The evolution of denying fibromyalgia and chronic fatigue syndrome claims in group long term disability policies

Disability insurers frequently challenge fibromyalgia and chronic fatigue claims. Learn how these conditions impact LTD claims and denials.
10 Reasons ERISA is an Unfair Law for Disability Insurance Claimants (Ep. 15)

10 Reasons ERISA is an Unfair Law for Disability Insurance Claimants

ERISA disability laws often favor insurers, making claims harder to win. Learn the top reasons why claimants face challenges under ERISA rules.

Does my disability insurance lawsuit need to be filed in State or Federal Court?

Some disability insurance disputes fall under federal jurisdiction, while others belong in state court. Learn where your case should be filed.
Mass Mutual Financial Disability Insurance Claims (Ep. 11)

Mass Mutual Financial Disability Insurance Claims

Filing a disability claim with Mass Mutual? Learn how they handle claims, common challenges, and how to build a stronger case for approval.

Is my disability insurance company required to offer me a lump sum buyout of my disability policy?

Not all disability insurers offer lump-sum buyouts. Learn when they are available and what factors influence these settlement offers.

Disability Law and Video Surveillance

Disability insurance companies are notorious for conducting video surveillance of disability insurance claimants. A disability company will rely on 30 seconds...
Disability Insurance Attorneys Can Keep The Insurance Companies Honest

Do disability insurance companies handle a claim differently when a lawyer is involved?

Hiring a disability attorney may change how insurers handle your claim. Learn whether having legal representation makes a difference.

Why is ERISA an unfair law for disability insurance claimants?

ERISA governs many disability claims, but is it fair? Discover the potential challenges and how this law impacts your rights as a disability claimant.

How long does the disability insurance company have to make a claim decision once the application for ERISA long term disability benefits is submitted?

ERISA disability insurers must follow strict deadlines. Learn the expected decision timeline and what to do if your claim is delayed.
Do I have to sign the social security reimbursement agreement requested by the disability company?

Do I have to sign the Social Security reimbursement agreement requested by disability company?

Don't sign blindly! Understand the implications of a Social Security reimbursement agreement for your disability claim. Get informed legal guidance.
If I can not afford medical treatment can I still collect Disability Insurance Benefits?

If I can not afford medical treatment can I still collect disability insurance benefits?

Disability attorney Cesar Gavidia discusses what options a claimant may have if they are unable to pay for their doctor's visits. Insureds often find...
Will the Disability Insurance Company Pay My Doctor to Complete an Attending Physician Statement?

Will the disability insurance company pay my doctor to complete an Attending Physician Statement?

Will your disability insurer pay your doctor to complete an Attending Physician Statement (APS)? Learn how this affects your claim.