Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 321–333 of 333 Benefit Tips

Are there any penalties if a disability insurance company violates ERISA?

ERISA sets legal requirements for disability insurers. Learn what happens when insurance companies violate ERISA and what claimants can do.

Why was ERISA created?

Why was ERISA created? Learn its history, purpose, and how it impacts employee benefits like disability insurance and retirement plans.

How does an individual disability claim differ from an ERISA group disability claim?

Individual disability insurance policies differ from ERISA group plans in coverage, rules, and legal protections. Learn how they compare.

Why consider a lump-sum buyout of your disability insurance policy?

Why should one consider a lump-sum buyout of your disability insurance policy? Learn what a lump-sum buyout is and why you should consider one here.

How do disability insurance companies calculate lump-sum buyouts?

Lump-sum disability buyouts are calculated using multiple factors, including life expectancy and policy terms. Learn how insurers determine payouts.

What is a lump sum buyout?

A lump-sum buyout is a one-time settlement offer for future disability benefits. Learn what it means and how to negotiate the best deal.

What types of medical conditions are most commonly challenged by disability insurance companies?

The claims most commonly challenged by the disability insurance carriers are the claims that are subjective in nature, claims that don't have objective medical...

How important is the support of my treating physician?

A treating physician's opinion can be crucial in securing disability benefits. Learn why medical documentation and physician support impact claims.

Should I speak with an attorney prior to filing my long-term disability insurance claim?

Consulting a disability attorney before filing a claim can help avoid common pitfalls. Learn when legal guidance is recommended for disability applicants.

What are my options if my long term disability insurance claim has been denied?

A denied long-term disability claim doesn't mean the end. Learn about appeal options, legal rights, and how to challenge an insurance denial.

Do you need to suffer a loss of income to collect disability income payments?

Some policies require proof of income loss before benefits are paid. Learn how insurers assess income reduction for disability claims.

Can you work in a different occupation while collecting disability income payments?

Can you work a different job while on short-term disability? Understand the rules, legal restrictions, and how to avoid losing your benefits.

Disability Income Benefits: The Complex Application Process

Applying for disability benefits can be complex. Learn what to expect, key requirements, and expert tips to strengthen your claim and boost chances of approval.

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Occupation prior to disability?

Monthly disability amount?

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What are your disabling conditions and how can we help you?

Are you receiving any other benefits such as state disability, social security, worker's compensation?

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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