Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 201–220 of 333 Benefit Tips

Which states have laws or regulations abolishing discretionary clauses in erisa disability insurance policies?

Find out which states have abolished discretionary clauses in ERISA disability policies and how this protect claimants against unfair denials.

If disability benefits are assigned to my ex-spouse following a divorce, are the disability benefits taxable to the ex-spouse?

If disability benefits are awarded to an ex-spouse in a divorce, tax implications may vary. Learn how disability payments are treated in divorce settlements.

Is my disability insurance policy subject to or governed by ERISA?

ERISA governs most employer-provided disability policies, but exceptions exist. Learn how to determine if your policy is covered under ERISA.

Accident vs. Sickness Provision in Disability Insurance Policy Requires Immediate Attention

What is the Accident v. Sickness provision in my disability insurance policy?

Disability policies may define claims differently based on whether they stem from an accident or illness. Learn how this provision impacts benefits.

Residual Disability Insurance Claims and Applying For Disability Benefits

What should I expect if I apply for residual disability insurance benefits?

Residual disability benefits help those who can work part-time but have reduced earnings. Learn how they work and eligibility requirements.

Disability Insurance Denial and ERISA Appeal Deadlines Prior to Lawsuit

What are the ERISA disability appeal deadlines and why 180 days?

ERISA regulations provide a claimant with 180 days to submit an appeal following a disability denial. In this video, attorneys Alex Palamara and Gregory Dell...

Do I have to cooperate during a neuropsychological IME Exam requested by the disability insurance company?

Disability insurers may request a neuropsychological IME to evaluate cognitive impairments. Learn your rights and whether you must comply.

If my long term disability benefits are governed by ERISA and I win at trial, does the insurance company have to pay me for the remainder of the policy life, or a lump sum amount?

Should your case go to trial under an ERISA governed disability plan and you win the insured is only entitled to an award of disability benefits that have not...

If I Am Approved for Social Security Benefits Does That Mean My Disability Claim Will Be Approved?

Can my disability insurance benefits be denied if I am approved for Social Security Disability Benefits?

Even if you qualify for Social Security Disability benefits, private insurers may still deny your claim. Learn how SSDI impacts private LTD insurance payouts.

Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?

As a disability lawyer that has handled thousands of disability insurance claims I often wonder about the qualifications and experience of the disability...

Top 5 Reasons for Disability Insurance Denials

Why was your disability claim denied? Learn the top reasons insurers reject claims and how to effectively fight back for your rights.

Can a disability company sue me to recover an SSDI overpayment?

Can long term disability garnish you for SSDI overpayments? Learn about your legal options, repayment obligations, and how to protect your income.

Do I have to pay tax on my SSDI overpayment if I already paid tax on the disability insurance benefits for the same period of time?

Confused about taxes on SSDI backpay and disability benefits? Learn how overpayment impacts your tax obligations, pitfalls, and tips for avoiding penalties.

What should I be aware of if I am buying a disability insurance policy?

Choosing the right disability insurance policy is important, but terms, exclusions, and waiting periods can be confusing. Here’s what to consider when buying.

What are the differences between an individual disability insurance policy and an ERISA / Group disability policy?

Group and individual disability insurance policies vary in cost, benefits, and legal rights. Understand the key distinctions between them.

ERISA Disability Appeal - 5 Reasons You Should Have A Disability Attorney

Why is it important to have a disability attorney handle my ERISA disability appeal?

Why hire a disability attorney for an ERISA appeal? Learn how their expertise in ERISA law can strengthen your case and maximize your chances of success.

Is it safe for a disability claimant to be on Facebook or other social media?

Will a disability insurance company watch me on Facebook or other social media sites?

Many insurers review claimants’ social media activity, including Facebook, to find inconsistencies in disability claims. Learn what to expect.

Can a disability insurance company rely on a Functional Capacity Exam ("FCE") to deny long-term disability benefits?

Insurance companies often use Functional Capacity Exams (FCEs) to deny long-term disability claims. Learn how to challenge unfair denials.

Is it legal to limit disability insurance benefits to 24 months for mental nervous claims?

The question listed below was recently posted on our disability blog, but since it is a question that we receive on a weekly basis, we decided to make it a...

How can a claimant exclude their disability insurance benefit payments from Federal Income Tax?

Disability benefits may be taxable, depending on how premiums were paid. Learn strategies for minimizing tax liability on disability income.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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