Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 241–260 of 333 Benefit Tips

Do disability insurance companies deny all claims for disability benefits?

Disability insurers deny many claims for various reasons. Learn why claims get denied and what steps to take if your benefits are rejected.

How can one disability company approve my claim but my other disability company has denied my claim?

Disability Insurance Attorney Stephen Jessup discusses the situation where a disability claimant with multiple disability policies has the claim approved by...

Should I stop paying my disability insurance premiums even though my claim decision is pending?

Disability Insurance Attorney Cesar Gavidia discusses a common question asked by every person that files a short or long term disability insurance claim. A...

10 Things To Expect When Your Disability Insurance Company Asks For An IME Exam (Ep. 16)

What should I expect when I attend an IME exam requested by my disability insurance company?

Disability attorneys Gregory Dell and Stephen Jessup discuss what a disability claimant can expect when they are asked to attend an independent medical...

What is ERISA?

ERISA governs most employer-provided disability insurance plans. Learn how it impacts claims, appeals, and your legal rights to secure benefits.

Why does Mass Mutual want to hide its disability insurance claim forms?

Mass Mutual has made it harder for policyholders to access claim forms. Learn why this happened and what steps to take to get the forms you need.

If I am physician claiming long term disability, can I treat myself?

Disability attorney Gregory Dell discusses whether a physician claiming long term disability can treat themselves. The answer to this question is that even if...

If I Am Approved for Social Security Benefits Does That Mean My Disability Claim Will Be Approved?

If I am approved for Social Security does that mean the disability insurance company must approve my disability claim?

Disability attorney Stephen Jessup discusses how an approval from Social Security for beneifts relates to a claim for disability insurance benefits. Just...

What can I do if the disability insurance company is delaying disability payments?

Delays in disability payments can cause financial stress. Learn why payments get delayed and what actions to take if your benefits are late.

What Does Payment of Disability Benefits Under "Reservation of Rights" Mean?

What does it mean when a disability insurance company pays disability benefits under a "reservation of rights"?

Some insurers pay disability benefits under a "reservation of rights." Learn what this means and how it affects your long-term disability claim.

What are the most common disabling conditions for a long term disability claim?

Certain medical conditions frequently result in disability claims. Learn about the most common illnesses and injuries that qualify for benefits.

What Type of Doctor Should I Be Treating With in Order to Claim Disability Benefits?

What type of doctor should I be treating with in order to claim long term disability benefits?

Find out which doctors are best for long-term disability claims, how to ensure proper documentation, and increase approval odds for benefits.

How Does Workers Compensation Benefits Affect a Claimant's Disability Insurance Benefits?

Can a disability insurance carrier claim an overpayment if a claimant receives worker compensation benefits?

Can disability insurance claim overpayments if you receive workers' compensation benefits? Learn how to handle these claims and protect your benefits.

What should you do when the disability insurance company does not respond to your ERISA Appeal?

What are my options if the disability insurance company does not respond to my ERISA appeal within 45 days?

What are your options if your disability insurance company fails to respond to your ERISA appeal within 45 days? This article explains

Can I earn money while I collect long term disability benefits?

Can you work while collecting long-term disability? Learn income limits, rules, and how to balance working with keeping your disability insurance benefits.

If a disability insurance claimant dies can any family members continue to collect the decedent's long term disability benefits?

Can family members collect LTD benefits after a claimant’s death? Explore survivor benefits, eligibility rules, and the process for continuing payments.

Why does the disability insurance company request my tax returns?

Can disability insurance companies request tax returns? Understand the reasons, what they’re looking for, and how to protect your financial privacy.

What is a Functional Capacity Exam (FCE) & Should I Go to an FCE?

What is a Functional Capacity Exam (FCE)? Should I go to a FCE?

What is a Functional Capacity Exam (FCE) for Disability Insurance? Learn why it’s required, how to prepare, and tips to support your disability claim.

Can My Disability Claim Be Denied if My Doctor Has Not Released Me to Return to Work?

How can the disability insurance company deny my claim if my doctor has not released me to return to work?

Denied disability benefits even though your doctor hasn't cleared you for work? Learn why insurance companies can deny claims without a return-to-work release.

If my disability insurance claim has been denied do I have to file an Appeal before I can file a lawsuit?

Must you appeal before suing for a denied disability claim? Learn about the exhaustion rule and when an appeal is required before legal action.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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