Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 20 of 333 Benefit Tips

Your Doctor Should NEVER Talk to a Disability Company Without Permission

Disability insurers often cold-call your treating doctor and use quick, out-of-context answers to deny your claim. Learn why you should never let your doctor speak to the insurance company without your permission.

Waiver of Life Insurance Premium Denials Can Lead to LTD Denial

A waiver of premium denial on your group life insurance is often a warning sign that a long-term disability denial is next. Learn why these denials matter and how to respond.

Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?

Choosing a disability lawyer? Find out why your attorney’s understanding of your medical condition is critical to your case’s success.

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

Disability claims often require strong medical documentation. Learn what insurers look for and how to strengthen your claim with better evidence.

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

Disability insurers may provide selective information to your doctor, leading to claim denials. Learn how to ensure your physician has all relevant details.

Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

Disability insurers may use surveillance footage to deny claims. Learn how social media activity and private investigators impact disability insurance cases.

How Do You Fight a Long Term Disability Benefit Denial?

How Do You Fight a Long-Term Disability Denial?

Getting a denial letter from your disability insurance company is one of the ultimate insults. You are sick and not able to work, yet your disability insurance...

Disability Denial Reason #2 - Change of Disability Definition & Vocational Review

Many disability policies change their definition of disability after a certain period, leading to claim denials. Learn how this shift affects long-term benefits

Long Term Disability Denial Reason #1 – Medical Review & IME

Disability Denial Reason #1 – Paper Review & IME

Disability insurers often use IME reports to deny claims. Learn how these reviews work and what to do if your claim is rejected based on an IME.

How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial

Reliance Standard often denies disability claims due to medical, policy, or procedural reasons. Learn the top denial reasons and how to strengthen your claim.

Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons

At Dell Disability Lawyers, we've helped hundreds of clients recover long term disability benefits from Standard Disability. What should you know about getting...

Guardian Disability Benefit Claim Handling Tips

When you finally receive a letter from Guardian Disability informing you that your claim for long term disability benefits has been approved, it can be easy to...

Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons

Northwestern Mutual denies disability claims for various reasons. Learn common denial causes and how to improve your chances of approval.

Is UNUM a Good Insurance Company?

Is UNUM the right choice for disability insurance? Uncover insights from policyholders, and learn about their reputation for handling claims and benefits.

Don’t Ignore Disability Insurance. Here’s What to Buy.

Choosing the right disability policy is essential for financial security. Learn about policy types, key features, and what to consider when purchasing.

How Much Neck Pain Does it Take to Qualify for Long Term Disability Benefits?

How To Get Long Term Disability Benefits Approved Due To Neck Pain

If you have a disability claim that involves neck pain, you might be wondering exactly how much neck pain does it take to get a long-term disability insurance...

What is disability insurance? What type of disability income policy should you buy?

Disability insurance helps replace lost income if you can't work. Learn about different types of policies and what to look for when purchasing coverage.

What To Expect From Disability Insurance Companies in 2021

Filing a disability claim? Learn about common insurer tactics, industry trends, and how to protect your rights during the process.

Principal Disability Benefit Denial Options

If you've recently received a disability insurance denial letter from Principal Disability or are worried that your claim for long term disability benefits is...

Tips to Protect Your Northwestern Mutual Long Term Disability Benefits

Long-term disability claims with Northwestern Mutual require careful handling. Learn key strategies to protect your disability benefits.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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