Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 181–200 of 333 Benefit Tips

Why Is It Important To Hire A Disability Attorney Experienced With ERISA Disability Claims?

Why is it important to hire a disability attorney experienced in handling ERISA disability claims?

ERISA disability claims have unique legal challenges. Learn why hiring an attorney with ERISA experience can make a difference in your case.

Do I Have to File an ERISA Appeal of a Disability Insurance Denial Before I Can File a Lawsuit?

Must you file an ERISA appeal before suing? Understand the exhaustion rule, when an appeal is mandatory, and how it impacts your ability to take legal action.

Beware of the CIGNA "Vocational Rehabilitation Assistance Program"

Cigna offers vocational rehab programs that may impact your disability benefits. Understand the risks before accepting their assistance.

How does a disability insurance company determine my Regular Occupation?

Disability insurers evaluate your job duties when assessing claims. Learn how they define "regular occupation" and what factors impact their decision.

If My Pre-Disability Job Was Sedentary, Will the Disability Insurance Company Suggest an Alternative Sedentary Job That I Should Be Able to Perform?

Some insurers argue that claimants can perform other sedentary jobs. Learn how this can impact disability claims and how to respond to these assessments.

Are all LTD claimants considered for alternative professions as part of the "any occupation" investigation?

Worried about being forced into a different job? Understand how "any occupation" claims work and when insurers can push alternative professions.

Do Disability Insurance Companies Continue to Challenge a LTD Claim After an "Any Occupation Definition of Disability Investigation" Is Completed and Benefits Have Been Extended?

A visitor to our website recently posted this great question about the handling of long term disability insurance claims once the definition of disability...

Do Disability Insurance Companies Pay Bonuses or Commissions to Case Managers if They Deny a Short Term or Long Term Disability Benefit Claim?

Some disability insurers provide bonuses or incentives to case managers. Learn how financial incentives may impact short-term and long-term disability claims.

Is It Unusual for a Disability Insurance Company to Request an Attending Physician Statement (APS) Once a Year?

Disability insurers may ask for an Attending Physician Statement (APS) yearly. Learn why they do this and how it affects your claim.

Are There Exceptions to the Mental Illness Limitation in a Disability Insurance Policy?

Some disability policies limit mental illness claims to 24 months, but exceptions may apply. Find out when these limitations can be challenged.

Can Hartford be punished for wrongful denial of a disability insurance claim?

Just a question from someone who has dealt with the Hartford Insurance Company. I was approved for SSDI, and I got approval for the Hartford LTD. They paid...

How will I know if my Long Term Disability Policy contains a limited pay period for physical or mental disabilities and is there any way to get around these limitations?

Self reported symptoms limitation It is common practice for disability insurance companies to find ways to limit the amout of money they have to pay to...

If I am receiving disability insurance benefits, can the disability insurance company use my spouse's income or retirement benefits to offset my monthly disability benefit payment?

Some disability policies allow insurers to offset benefits based on spousal income. Learn how these rules may impact your monthly payments.

Why do disability insurance companies challenge disability claims filed by attorneys and business professionals?

Unfortunately most disability insurance companies think that if you are an attorney, then your job only requires you to sit at a desk all day. Most disability...

What medical criteria does a disability company rely upon in order to determine if a claimant qualifies for a specific disabling condition?

Disability insurance companies rely on specific medical evidence to determine eligibility. Learn what criteria insurers use to approve or deny claims.

If my social security disability claim was denied will my disability insurance claim be denied?

Social Security Disability and private insurance claims have different standards. Learn whether an SSDI denial impacts your private disability benefits.

What does Dell Disability Lawyers charge for the representation of disability insurance claimants?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We...

Can a disability insurance company rely upon a nurse to review my disability claim?

Can a nurse can review your disability insurance claim? Learn how insurers use nurse reviews, what it means for your claim, and how to protect your rights.

A disability insurance claim caused by a pain disorder is not a depression disability claim

Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?

Many disability insurance policies limit benefits for mental health conditions. Learn whether depression related to physical illness qualifies for an exception.

UNUM Disability Appeal Strategy for a Disability Benefit Denial

Unum Disability Denial and Unum Appeal Tips

Is Unum insurance company denying more disability claims than usual? Is Unum having difficulty processing claims in a timely manner? Disability attorneys...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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