Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 581–600 of 736 Answered Questions

Q: What should I do if Prudential's denial letter has several mistakes in in?

Answered on June 1st 2014 by Attorney Stephen Jessup

A: Terri, More than likely you will have to go through the Administrative Appeal process. Please feel free to con...

Q: Can I suggest a buyout? Will that create a problem?

Answered on May 29th 2014 by Attorney Alex Palamara

A: Chuck, Unum may be willing to discuss a lump sum buyout of your policy. Please feel free to contact our office...

Q: Will receiving a settlement from a personal injury affect my monthly Unum Disability?

Answered on May 27th 2014 by Attorney Stephen Jessup

A: Wanda, Depending on your policy language, the settlement from the personal injury case could result in an over...

Q: I have been on LTD benefits for 3 years, but Cina wants an FCE. What should I expect? Do I hire a lawyer?

Answered on May 26th 2014 by Attorney Stephen Jessup

A: Edin, It may be wise to consult with an attorney at this point. Please feel free to contact our office. For mo...

Q: Can I prevent Cigna from offsetting my benefits by the amount I receive from social security?

Answered on May 24th 2014 by Attorney Stephen Jessup

A: Mare, Unfortunately, if the policy allows for the offset of your mother’s disability benefit by the amount s...

Q: Can you explain why NWM is still paying me while my claim is being reviewed? They said if they don't approve it, their accomodation payment is not owed back to them.

Answered on May 21st 2014 by Attorney Stephen Jessup

A: Frustrated, Northwestern Mutual is providing benefits under what is commonly known as a “Reservation of Righ...

Q: Can I get a lump sum buyout? Should I hire an attorney?

Answered on May 21st 2014 by Attorney Stephen Jessup

A: Skip, Please feel free to contact our office to discuss how we may be able to assist you in securing a lump su...

Q: Can Aetna ask me for medical records I they are authorized to get them from my doctor? Why are they asking for records from years ago?

Answered on May 21st 2014 by Attorney Stephen Jessup

A: Bryom, Ultimately as the insured it is your duty to provide all medical records in support of disability. As s...

Q: What can I do to speed this process up?

Answered on May 16th 2014 by Attorney Stephen Jessup

A: Joe, You could consider filing a complaint with your insurance commissioner. That might speed the process up. ...

Q: How will my social security benefits from retirement affect my LTD with Lincoln Financial?

Answered on May 13th 2014 by Attorney Stephen Jessup

A: Mose, under most long term disability policies your Social Security Retirement benefits would offset your mont...

Q: Can I appeal on the basis or parity? Also, what do I do if Cigna has not sent me a written explanation for my reduction in benefits?

Answered on May 11th 2014 by Attorney Stephen Jessup

A: Susan, My only suggestion at this point would be to request in writing an explanation as to the reduction in b...

Q: Can Reliance Standard use my son's benefits as offset after the initial offset for SSDI?

Answered on May 9th 2014 by Attorney Stephen Jessup

A: Derek, cost of living increases are COLA increases paid by the SSA. An award of dependent Social Security woul...

Q: Why is Hartford comming to my home, and can I request to meet somewhere else?

Answered on May 4th 2014 by Attorney Stephen Jessup

A: Jules, You can certainly request to have the interview conducted at a neutral location outside of your home. P...

Q: Can Unum offset my benefits if I receive SSD?

Answered on May 4th 2014 by Attorney Jay Symonds

A: Jeff, Unfortunately, yes. Unum policies typically contain language that your benefit will be offset by the rec...

Q: Can Cigna deny my claim even after approving the same one a year ago?

Answered on May 3rd 2014 by Attorney Cesar Gavidia

A: Kelly, If the policy indicates that it will not cover disability that is due to a workplace accident or sickne...

Q: Why is Hartford sending me an IME only 1 year into my LTD?

Answered on May 1st 2014 by Attorney Stephen Jessup

A: Hartford does not typically send claimants for Independent Medical Evaluations, especially so early in the cla...

Q: Am I required to go to an IME that Lincoln Financial wants me to attend?

Answered on April 29th 2014 by Attorney Stephen Jessup

A: Karen, failure to attend an IME could result in a denial of benefits. That distance does seem exorbitant. I wo...

Q: Does MetLife need my social security medical records for my long term disability claim?

Answered on April 24th 2014 by Attorney Stephen Jessup

A: Dee, MetLife will have an interest in your SSDI claim file to determine if and when you are awarded benefits. ...

Q: Why is Cigna doing a "voluntary review" under a state of federal suit?

Answered on April 23rd 2014 by Attorney Stephen Jessup

A: George, Your claim was most likely one that was required to be re-examined under the recently signed Regulator...

Q: How do I negotiate to keep some of Unum's SSDI back-pay checks?

Answered on May 22nd 2014 by Attorney Stephen Jessup

A: Deb, Unum has no duty to negotiate with you over the SSDI back benefit check. That being said, you can inquire...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

View All Reviews (503)

Ask Our Lawyers Your Disability Insurance Questions

Q: What should I do if Prudential's denial letter has several mistakes in in?

Q: Can I suggest a buyout? Will that create a problem?

Q: Will receiving a settlement from a personal injury affect my monthly Unum Disability?

Q: I have been on LTD benefits for 3 years, but Cina wants an FCE. What should I expect? Do I hire a lawyer?

Q: Can I prevent Cigna from offsetting my benefits by the amount I receive from social security?

Q: Can you explain why NWM is still paying me while my claim is being reviewed? They said if they don't approve it, their accomodation payment is not owed back to them.

Q: Can I get a lump sum buyout? Should I hire an attorney?

Q: Can Aetna ask me for medical records I they are authorized to get them from my doctor? Why are they asking for records from years ago?

Q: What can I do to speed this process up?

Q: How will my social security benefits from retirement affect my LTD with Lincoln Financial?

Q: Can I appeal on the basis or parity? Also, what do I do if Cigna has not sent me a written explanation for my reduction in benefits?

Q: Can Reliance Standard use my son's benefits as offset after the initial offset for SSDI?

Q: Why is Hartford comming to my home, and can I request to meet somewhere else?

Q: Can Unum offset my benefits if I receive SSD?

Q: Can Cigna deny my claim even after approving the same one a year ago?

Q: Why is Hartford sending me an IME only 1 year into my LTD?

Q: Am I required to go to an IME that Lincoln Financial wants me to attend?

Q: Does MetLife need my social security medical records for my long term disability claim?

Q: Why is Cigna doing a "voluntary review" under a state of federal suit?

Q: How do I negotiate to keep some of Unum's SSDI back-pay checks?

Reviews from Our Clients

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