Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 601–620 of 735 Answered Questions

Q: Cigna only sens me a monthly check for the amount offset and refuses to apply my full monthly benefit amount to my claim. How do I fix this? Also, how do I obtain a copy of my policy?

Answered on April 18th 2017 by Attorney Stephen Jessup

A: Joe, Have you provided them with any written information from the state documenting your CA SDI benefits have ...

Q: Does UNUM ever deny extension of benefits due to pregnancy or on the other side would my pregnancy be considered a medical condition where they could potentially extend my benefits due to being pregnant?

Answered on April 15th 2014 by Attorney Rachel Alters

A: Jeliza, Some policies require that the condition that you are disabled from as the claim transitions into the ...

Q: Should I hire a attorney now or wait until after my appeal is answered?

Answered on April 12th 2014 by Attorney Stephen Jessup

A: Wanda, It would be in your best interest to consult with an attorney before filing an appeal.

Q: Can Prudential discontinue benefits because my doctor hasn’t responded fast enough?

Answered on April 4th 2014 by Attorney Rachel Alters

A: RA Mom, Unfortunately, Prudential could deny the claim for lack of medical information to support ongoing disa...

Q: Does Unum have a timeline of when they must approve or deny a STD claim?

Answered on April 3rd 2014 by Attorney Stephen Jessup

A: Tracy, There are deadlines under the law with which Unum has to render a decision, typically, within 45 days a...

Q: Should I be entitled to more money from my survivor benefits through Reliance Standard?

Answered on March 28th 2014 by Attorney Stephen Jessup

A: Deb, first and foremost, I am sorry for your loss. If SSA pays a survivor benefit then Reliance may be able to...

Q: Will Unum stop my benefits If I fail to apply for SSDI benefits? Can I terminate my claim voluntarily?

Answered on March 28th 2014 by Attorney Stephen Jessup

A: Laura, Most policies are written to read that should you fail to apply for SSDI benefits the carrier can reduc...

Q: Does Berkshire offer lump sum buyouts of uncontested disability claims?

Answered on March 25th 2014 by Attorney Stephen Jessup

A: Joe, From our experience, Guardian/Berkshire does not offer lump sum buyouts of uncontested disability claims....

Q: Is it illegal for Unum to consider every source of income as income except Vetern's Affairs Benefit Compensation?

Answered on March 11th 2014 by Attorney Jay Symonds

A: Rob, Unfortunately there is nothing illegal about the way Unum writes their “Other Income” benefits provis...

Q: My company sent me to a LCSW, but MetLife doesn't think she is a qualified practioner, so they won't look at the claim. What do I do?

Answered on March 8th 2014 by Attorney Jay Symonds

A: Thomas, It might be wise to start treatment with a Psychologist or Psychiatrist in conjunction with your LCSW....

Q: I was promised benefits until 66, but Hartford wants to cut them a year early? What do I do?

Answered on February 28th 2014 by Attorney Cesar Gavidia

A: Tom, You should definitely write them to seek clarification on that issue. If the policy states benefits are t...

Q: Will I get denied due to fact I can’t afford my surgery until I get Medicare in a year?

Answered on February 21st 2014 by Attorney Stephen Jessup

A: Dave, Your inability to afford a knee surgery should have no impact on your disability insurance claim with Ci...

Q: is Unum allowed to request my entire SS file?

Answered on February 18th 2014 by Attorney Stephen Jessup

A: Bartum, If you signed a release allowing them authority to request your entire Social Security File, then yes,...

Q: Do I meet the criteria for claiming disability if I have MS?

Answered on February 17th 2014 by Attorney Stephen Jessup

A: Debi, Insurance carriers have been seemingly tough of MS claims due to the fact that like you said, you appear...

Q: Am I still eligible for benefits if I resigned from my position without having filed a claim under the policy?

Answered on February 15th 2014 by Attorney Stephen Jessup

A: Cathy, If you resigned from your position without having filed a claim under the policy, then chances are you ...

Q: Is it legal for Hartford to set up surveillance outside of my house?

Answered on February 14th 2014 by Attorney Stephen Jessup

A: J, I have yet to see any instance where an insurance carrier videotapes inside a house, so you have little to ...

Q: Can I file for SSDI while I'm awaiting an appeal?

Answered on February 5th 2014 by Attorney Rachel Alters

A: Gary, You can begin the process of applying for SSDI benefits if you do not believe you will be able to return...

Q: Can I still be able to file for short term disability benefits under my employer policy while receiving Social Security?

Answered on February 6th 2014 by Attorney Stephen Jessup

A: Patricia, You would still be able to file for short term disability benefits under your employer policy. Howev...

Q: What do I do if my income was reported incorrectly to Principal?

Answered on February 4th 2014 by Attorney Stephen Jessup

A: Susan, Yes, this has been successfully challenged in the past. Please feel free to contact our office to discu...

Q: Since Unum discontinued my benefits, and I was not receiving anything from them, am I still responsible to notify them about social security?

Answered on January 18th 2014 by Attorney Cesar Gavidia

A: Joy, Unum would still have a legal right to repayment of any lump sum back benefit amount on account of your S...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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