Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 721–735 of 735 Answered Questions

Q: Hartford investigator lied to the cops about following me. Is this legal?

Answered on August 12th 2011 by Attorney Gregory Dell

A: Carol, Once again Hartford’s conduct is disgusting. If you are in the public domain, then Hartford can video...

Q: How do I proceed about Aetna STD and their denial of my claim considering my current diagnosis?

Answered on August 11th 2011 by Attorney Gregory Dell

A: Marlene, If you have exhausted all of your ERISA appeals, then you have the option to file a lawsuit against A...

Q: Will adding physical medicinal illnesses to my mental illness case hurt it or strengthen it?

A: North, In general if you have additional physical medical illnesses that disable you, then these conditions wi...

Q: How do I find out the statute of limitations on my LTD claim?

Answered on August 8th 2011 by Attorney Gregory Dell

A: Charlene, The statute of limitations are different in every state. Also some disability policies will provide ...

Q: If UNUM chooses to discontinue benefits, how much notice is given to the insured?

Answered on August 1st 2011 by Attorney Stephen Jessup

A: Peter, Unfortunately, Unum is not required to provided any advance notice of a denial of benefits. Generally a...

Q: Why can't you sue 3rd party companies that assist Hartford in denying claims? Why can't you sue an MES doctor for medical mal-practice?

Answered on July 26th 2011 by Attorney Gregory Dell

A: Margie, you raise two excellent questions. Let’s start with the easy one first. In some states you can absol...

Q: Can Hartford force me to file for Social Security Disability? Can they hold my benefit checks if I don't?

Answered on July 19th 2011 by Attorney Gregory Dell

A: Wanda, your policy may contain language that requires you to apply for SSDI benefits within a certain time per...

Q: Can Standard cut off my benefits after 2 years if my primary condition is physical and not mental?

Answered on July 10th 2011 by Attorney Gregory Dell

A: Sandra, if your primary disability is physical and not mental, then it may be wrong for The Standard to limit ...

Q: What do I do if Cigna won't tell me which eye test they want? I only have unemployment benefits.

Answered on May 24th 2011 by Attorney Gregory Dell

A: Ann, you need to be careful receiving unemployment benefits. A person receiving unemployment benefits is essen...

Q: What is the “rule of thumb” cost for an insurance company to defend against an ERISA lawsuit?

Answered on May 10th 2011 by Attorney Gregory Dell

A: Steve, there is no rule of thumb cost for an insurance company to defend a disability denial case. Insurance d...

Q: Am I at risk of losing my Metlife benefits if I have a secondary mental illness (the primary disabling condition is physical)?

Answered on May 4th 2011 by Attorney Gregory Dell

A: Marcy, if the primary disabling condition is physical and your mental illness is secondary then the 2 year lim...

Q: Is the fact that MetLife limits mental nervous conditions to 24 months discriminatory?

Answered on April 13th 2011 by Attorney Gregory Dell

A: Laurie, if you husband’s policy is governed by ERISA, then he must submit an appeal within 180 days. I would...

Q: How can I get Metflie to send me a copy of my policy?

Answered on March 9th 2011 by Attorney Gregory Dell

A: Kat, the ERISA regulation require the disability claimant to request a copy of their long term disability insu...

Q: What right does CIGNA have in contradicting my own medical doctors recommendation?

Answered on February 18th 2011 by Attorney Gregory Dell

A: Karla, your situation with CIGNA is typical conduct for a disability insurance company. We have not seen your ...

Q: Can I prevent Standard from cutting off my mental health benefits after 2 years?

Answered on October 27th 2011 by Attorney Gregory Dell

A: Clare, If your disability policy has the two year mental nervous limitation, then there is no case law I am aw...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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