Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 381–400 of 736 Answered Questions

Q: Does Prudential offer lump sum buyouts? Can I move out of the country and work elsewhere and still receive payments?

Answered on January 3rd 2017 by Attorney Stephen Jessup

A: Jameson, Prudential does negotiate lump sum buyouts, but usually not until the two year occupation changes and...

Q: Can SunLife refuse to provide me with their review information? Is my claim worth appealing?

Answered on December 19th 2016 by Attorney Stephen Jessup

A: Frustrated Star, if your claim was formally denied in writing and advising you of rights to file an appeal the...

Q: Do you still handle UNUM denial after some LTD cases?

Answered on November 19th 2016 by Attorney Rachel Alters

A: Valeri, yes, we handle claim with Unum under disability insurance policies. Please feel free to contact our of...

Q: My child is over 18 and directly received part of my payment from my SSD benefits, can Reliance Standard claim that as part of the overpayment?

Answered on November 21st 2016 by Attorney Stephen Jessup

A: Cyndi, RSL would have a right to recoup the DSSDI amounts. How long ago was your LTD claim closed? Did you go ...

Q: How does SunLife treat workmen comp?

Answered on November 15th 2016 by Attorney Stephen Jessup

A: Sam, the policy usually contains language that they will prorate the amount of the course of a certain period ...

Q: My company's disability plan was outsourced to Lincoln Financial, but shouldn't the FMLA process be the same as before?

Answered on November 15th 2016 by Attorney Stephen Jessup

A: CLP, as we do not handle FMLA claims you will need to speak with an employment attorney who may be able to bet...

Q: If my wife applies for early SSA retirement due to the fact that I am on SSDI, will the Standard offset my payments by her SSA amount?

Answered on November 8th 2016 by Attorney Jay Symonds

A: Peter, if her filing is allowed due to the fact you are on SSDI then arguably Standard may be able to offset y...

Q: Should I hire a lawyer for my appeal?

Answered on November 1st 2016 by Attorney Stephen Jessup

A: Mare, it certainly would be advisable to discuss the denial with an attorney. The ERISA appeal process can be ...

Q: Is it legal for Prudential reps to call me from home with kids and people in the background to discuss my personal info?

Answered on October 27th 2016 by Attorney Stephen Jessup

A: Beyond, please feel free to contact our office to discuss your situation.

Q: Am I being taxed for benefits they are not paying me?

Answered on October 27th 2016 by Attorney Stephen Jessup

A: Deborah, you can contact MetLife to adjust how much they are taxing your benefit for. Carriers typically just ...

Q: Would I be entitled to a refund from Unum if I was denied and fired from my job?

Answered on November 1st 2016 by Attorney Stephen Jessup

A: Tommy, many policies do exclude coverage if the nature of the disability is due to a worker’s compensation c...

Q: Is it bad practice for Unum to deny a claim because my wife was on disability prior to getting the life insurance policy? We've been paying on the policy for a year.

Answered on October 17th 2016 by Attorney Gregory Dell

A: Fred, I am sorry for your loss. We would need to see a copy of the denial letter to determine what rights you ...

Q: Why is Hartford asking me if I have a lawyer?

Answered on October 13th 2016 by Attorney Stephen Jessup

A: TSA, if you have a lawyer an insurance company will likely not speak directly with you.

Q: Can I resubmit my case if my 6 month clause expired?

Answered on October 13th 2016 by Attorney Alex Palamara

A: Steven, I am assuming you are referring to the Recurrent Disability provision of your policy. These provisions...

Q: Is Principal offering me life insurance at no cost to affect my LTD?

Answered on October 13th 2016 by Attorney Rachel Alters

A: Tera, they are not offering your any new life insurance or acting in a way to affect your LTD claim. Most empl...

Q: How long is a reasonable time to ask for a buy out?

Answered on September 27th 2026 by Attorney Cesar Gavidia

A: Donna, are you already on SSDI, as most carriers will not discuss buyouts until such time. Please feel free to...

Q: If I get my LTD through Met Life and then get approved on my SSD 5 months later do I still have to pay met life back even thought I could not file for SSD for the 5 months by SS regulations?

Answered on September 27th 2016 by Attorney Stephen Jessup

A: Steve, any overpayment repayment obligation would only contemplate the months that the SSA is actually issuing...

Q: Can Aetna exercise a 45 day extender to render a decision on my appeal?

Answered on September 8th 2016 by Attorney Stephen Jessup

A: Tiffany, during the course of an appeal Aetna can exercise a 45 day extension to render a decision on the appe...

Q: Can Principal deny me for something that has nothing to do with my preexisting condition?

Answered on September 8th 2016 by Attorney Rachel Alters

A: Rachel, depending on the language used in the policy to determine the look back period for the policy, Princip...

Q: Is it a good idea to get a lump sum from Unum?

Answered on September 7th 2016 by Attorney Stephen Jessup

A: Chris, depending on the policy language if you exercise a lump sum on the pension it would likely be deemed an...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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