Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 421–440 of 739 Answered Questions

Q: Can Lincoln Financial offset my LTD benefits by not only my SS payments but my ex-wife's as well?

Answered on May 10th 2016 by Attorney Stephen Jessup

A: Glen, if the policy indicates they can offset the SSDI amount your dependent receives on account of your disab...

Q: Should I ask SSDI about New York Life's surveillance?

Answered on May 8th 2026 by Attorney Stephen Jessup

A: Claire, although we do not handle SSDI claims, hearing about the SSA doing video surveillance is certainly not...

Q: How can New York Life claim I have a preexisting condition when they have all of my medical records?

Answered on May 6th 2016 by Attorney Cesar Gavidia

A: Angela, if a claim for benefits under the policy was made within 12 months of coverage that will always trigge...

Q: Does an in-home interview mean I will get denied?

Answered on May 3rd 2016 by Attorney Alex Palamara

A: NeedHelp, an in person interview of any sort raises a red flag but is by no means a definitive guarantee your ...

Q: How can The Standard's doctors be justified in coming to a different opinion that my qualified doctor?

Answered on April 28th 2015 by Attorney Cesar Gavidia

A: Fay, unfortunately it is all too common that an insurance carrier denies a claim solely on the opinion of a do...

Q: Do I have a case for STD? I was denied twice because a) I hadn't been a fulltime employee for 6 months and b) I had ben on FMLA since Febury.

Answered on August 28th 2016 by Attorney Alex Palamara

A: Frank, we would need to see a copy of the denial letter and the policy. Please feel free to contact our office...

Q: Does Lincoln negotiate lump sum settlements?

Answered on April 28th 2016 by Attorney Stephen Jessup

A: Ralph, Lincoln does negotiate lump sum settlements of claims on a limited basis, and depending on claims histo...

Q: Could I get a buy out from Unum?

Answered on April 19th 2016 by Attorney Stephen Jessup

A: George, you could request a buyout from them, though they will likely run their numbers based on the current m...

Q: Can LFG force me to look for work since SSDI has approved me? Can they deny the benefits I have left to age 65?

Answered on April 5th 2016 by Attorney Stephen Jessup

A: Deb, if the policy requires you to attempt Vocational Rehabilitation and you refuse then your claim could be d...

Q: Can Hartford tell my doctor I shouldn't be present when he fills out their paperwork?

Answered on April 5th 2016 by Attorney Stephen Jessup

A: Molly, if your policy requires you to be out of work for 7 consecutive days to satisfy an elimination period (...

Q: My doctor won't fill out a capacity questionnaire, and Prudential won't accept my PT doing it. What can I do?

Answered on April 1st 2016 by Attorney Stephen Jessup

A: Jamie, it is not uncommon that a PCP won’t fill out a capacity questionnaire. One potential solution is to a...

Q: Can I refuse to sign NWM's authoritization form?

Answered on March 31st 2016 by Attorney Stephen Jessup

A: David, you do have the ability to limit the authority granted, or to refuse it- but you will be responsible fo...

Q: Will my benefits be affected if I get married?

Answered on March 25th 2016 by Attorney Alex Palamara

A: Manny, unless your spouse became eligible for dependent social security disability based on your disability I ...

Q: How can UNUM’s dr.s make a judgement having never seeing me?

Answered on March 24th 2016 by Attorney Stephen Jessup

A: Donna, typically, Unum would not advise you they are still speaking to your doctors about restrictions and lim...

Q: What do I do if Aetna says I'm not enrolled in their disability policies?

Answered on March 22nd 2016 by Attorney Cesar Gavidia

A: Rod, I strongly urge you to contact your HR department to find out why it is showing you are not enrolled in t...

Q: Is it legal and is there any way I can get lump sum settlement for my LTD policy?

Answered on March 17th 2016 by Attorney Stephen Jessup

A: John, please feel free to contact our office to discuss your claim in greater detail to discuss how we may be ...

Q: Can Sun Life discontinue my claim for not using the advocator group?

Answered on March 8th 2016 by Attorney Alex Palamara

A: Gina, Sun Life cannot discontinue your claim for not using the advocator group, but the policy would allow the...

Q: Will MetLife consider my active duty military persion and my VA disability pension as offsets and deduct them from a pending award for group LTD policy?

Answered on March 8th 2016 by Attorney Cesar Gavidia

A: Bob, it will depend on the language in your policy as is relates to Other Income. I recommend you obtain a cop...

Q: Does Guardian not have to pay long term diss if I receives social security diss?

Answered on March 8th 2016 by Attorney Stephen Jessup

A: Mike, please feel free to contact our office to discuss. The carrier may be reducing the monthly benefit due t...

Q: Is it uncommon for a carrier to treat TBI as a mental health condition?

Answered on March 4th 2016 by Attorney Stephen Jessup

A: Katy, it is not uncommon for a carrier to try to characterize it as a mental health condition until such time ...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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