Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 361–380 of 736 Answered Questions

Q: Are there things that can be done proactively to ensure that LFG's 2 year evaluation does not disqualify an insured?

Answered on March 15th 2017 by Attorney Cesar Gavidia

A: If your definition of disability changes from own occupation to any occupation than Lincoln will definitely ta...

Q: Is 67 the maximum benefit period for my disability insurance policy?

Answered on March 14th 2017 by Attorney Stephen Jessup

A: Glen, the SSNRA (67 is the current max) is typically the maximum benefit period under any disability insurance...

Q: Will signing a separation aggreement affect my LTD payments from the carrier?

Answered on March 14th 2017 by Attorney Gregory Dell

A: Dinah, no, you will still have all rights under your LTD plan as your rights under same were established at th...

Q: Should I get an attorney if Hartford hasn't responded to my settlement demand?

Answered on March 8th 2017 by Attorney Stephen Jessup

A: Blackwell, it certainly would not hurt to consult with an attorney. Hartford has relatively strict criteria fo...

Q: How long is the Elimination Period when switching from STD to LTD?

Answered on March 8th 2017 by Attorney Stephen Jessup

A: Angela, yes, the Elimination Period is typically the length of the STD period, so there would be no additional...

Q: Is 6 month reporting normal?

Answered on March 8th 2017 by Attorney Stephen Jessup

A: Joe, six month reporting is very normal, and often New York Life requires monthly or every three months so the...

Q: Should I write an appeal letter? What should it include?

Answered on March 3rd 2017 by Attorney Jay Symonds

A: Cam, if you are still within your 180 timeline to file an appeal it is imperative that you go through the appe...

Q: What can I do to stop Aetna from harassing me and realize that not all disabilities are the same?

Answered on May 3rd 2017 by Attorney Stephen Jessup

A: SO, it certainly sounds the Aetna is setting your claim up for a denial. Please feel free to contact your offi...

Q: How can I find out what Principal Life Group's definition of disabled is?

Answered on March 1st 2017 by Attorney Jay Symonds

A: Tammy, the only way to know how it is defined for purposes of your policy would be from the policy itself. Eac...

Q: Can I sue for bad faith under ERISA?

Answered on February 27th 2017 by Attorney Stephen Jessup

A: RPO, I am sorry to hear about the difficulties you are having with Lincoln. Unfortunately, there are no claims...

Q: What is the difference between long-term disability and life insurance disability? What can I do to make SunLife expedite my claim? Is it OK if I file for Social Security benefits while I am waiting?

Answered on February 27th 2017 by Attorney Stephen Jessup

A: Barbara, when did you file your claim? Typically a response is made within 60 days of same. With respect to th...

Q: Since I've been denied SSD will MetLife cancel my benefits (even though dr says I can only work very limited hours)?

Answered on February 17th 2017 by Attorney Stephen Jessup

A: Anthony, the denial of the SSDI will not in and of itself result in a denial of your MetLife claim. However, M...

Q: I bought a policy that LFG says I was illegible for. They never told me or my employer this. Do I have a case?

Answered on February 17th 2017 by Attorney Stephen Jessup

A: BJ, as it relates to the policy language and strict construction of same there may not be an argument, but you...

Q: Does Lincoln have a right to repayment if I am approved for social security disability?

Answered on February 9th 2017 by Attorney Stephen Jessup

A: Shannon, if they paid you a benefit during the period of time that SSA is sending a back benefit check for you...

Q: Can Aetna deny my claim for STD due to pregnancy because it was preexisting?

Answered on February 2nd 2017 by Attorney Stephen Jessup

A: Slavka, unfortunately, disability insurance policies come with pre-existing condition provisions that are enfo...

Q: Can Prudential reduce DSSDI from my check even if my children are not living with me?

Answered on February 1st 2017 by Attorney Stephen Jessup

A: Mitchell, you need to review your policy to determine if Prudential is allowed to reduce by any Cost of Living...

Q: Does Mutual of Omaha offer buyouts?

Answered on January 26th 2017 by Attorney Stephen Jessup

A: Jimmy, Mutual of Omaha is not known for negotiating buyouts. If they do will typically require at a minimum th...

Q: Does the 180 day countdown (to appeal) start when they tell me I'll receive 24 month of benefits or when they actually cut me off?

Answered on January 13th 2017 by Attorney Stephen Jessup

A: D.D., that can depend on the information they have sent you. Sometime they require an appeal to occur 180 days...

Q: Is it legal for Principal to take away my benefits if my doctor says I cannot work?

Answered on January 9th 2017 by Attorney Stephen Jessup

A: Tammy, unfortunately, it is very legal for Principal to deny your benefits if they determine you do not meet t...

Q: Can I sue Aetna for the pain and suffering they've caused me?

Answered on January 4th 2017 by Attorney Jay Symonds

A: Dawn, I am sorry for your loss. Unfortunately, there is no remedy against Aetna for any pain and suffering. Ha...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

View All Reviews (503)

Ask Our Lawyers Your Disability Insurance Questions

Q: Are there things that can be done proactively to ensure that LFG's 2 year evaluation does not disqualify an insured?

Q: Is 67 the maximum benefit period for my disability insurance policy?

Q: Will signing a separation aggreement affect my LTD payments from the carrier?

Q: Should I get an attorney if Hartford hasn't responded to my settlement demand?

Q: How long is the Elimination Period when switching from STD to LTD?

Q: Is 6 month reporting normal?

Q: Should I write an appeal letter? What should it include?

Q: What can I do to stop Aetna from harassing me and realize that not all disabilities are the same?

Q: How can I find out what Principal Life Group's definition of disabled is?

Q: Can I sue for bad faith under ERISA?

Q: What is the difference between long-term disability and life insurance disability? What can I do to make SunLife expedite my claim? Is it OK if I file for Social Security benefits while I am waiting?

Q: Since I've been denied SSD will MetLife cancel my benefits (even though dr says I can only work very limited hours)?

Q: I bought a policy that LFG says I was illegible for. They never told me or my employer this. Do I have a case?

Q: Does Lincoln have a right to repayment if I am approved for social security disability?

Q: Can Aetna deny my claim for STD due to pregnancy because it was preexisting?

Q: Can Prudential reduce DSSDI from my check even if my children are not living with me?

Q: Does Mutual of Omaha offer buyouts?

Q: Does the 180 day countdown (to appeal) start when they tell me I'll receive 24 month of benefits or when they actually cut me off?

Q: Is it legal for Principal to take away my benefits if my doctor says I cannot work?

Q: Can I sue Aetna for the pain and suffering they've caused me?

Reviews from Our Clients

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