Ask Our Lawyers Your Disability Insurance Questions
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Showing 341–360 of 736 Answered Questions
Q: Can Standard pull my Social Security benefits from my checking account without my written knowledge?
A: Melissa, if you signed an authorization allowing them access to your account to recover it, then you may have ...
Q: Can I make a claim against Unum for not paying me for years?
A: D. Brown, if you did not appeal the 2011 denial and/or bring lawsuit within the Statute of Limitations in the ...
Q: Would MetLife consider a buy out if my condition is idopathic and I have several years left on the disability I received through work?
A: Maria, your claim could very well be ripe for a lump sum buyout. Please feel free to contact our office to dis...
Q: What kind of information to be used to support my Fibromyalgia claim when there are no tests/measurements to show how much pain and fatigue I am limited by?
A: Erin, this is a typical strategy used by disability insurance carriers when it comes to Fibromyalgia. There ar...
Q: If SSA deems me to no longer be disables, can Standard conduct a review?
A: David, if the SSA deems you to no longer be disabled, then it could prompt Standard to conduct a review to det...
Q: Does moving affect my disability case?
A: Scott, moving will have no impact on your claim. However, you will need to make sure to find a new doctor and ...
Q: Does MetLife have the right to seek repayment 20 years later?
A: Jose, MetLife has a right to seek repayment (and offset of monthly benefits) for any period of time that they ...
Q: Can I use whichever SSDI attorney or I have to use GenX?
A: Concerned, you are free to use whatever SSDI attorney you choose.
Q: Can I get a lump sum check from MOO?
A: Pam, Mutual of Omaha may be willing to negotiate a lump sum buyout of the remaining time on your policy, but t...
Q: How does Lincoln Financial calculate their lump sum payouts? Is this an option I should even think about?
A: Dawn, please feel free to contact our office to discuss your claim further to assess the possibility of a lump...
Q: Should the money I used to hire a lawyer be taxable? Am I allowed to contact Social Security directly or does the attorney have to contact them?
A: Mollie, you will need to consult with your attorney as to the taxable nature of your benefit. With respect to ...
Q: How can I get Reliance Standard to pay me the full amount of my withheld SSDI benefits?
A: Ej, typically RSL will only withhold funds if SSDI has not been applied for. My recommendation at this point w...
Q: Can MetLife use a pension from a previous employer (not the employer the DI policy is received from) as an offset to reduce my benefit?
A: Christine, pensions/retirement benefits from a previous employer (not related to the employer the policy is re...
Q: What is clinical review? And what are my chances of getting continual approval during the own occupation period?
A: Linsey, as disability benefits are determined on a month to month basis an insurance company is allowed to rev...
Q: Can Principal take away my deceased husband's 3 month survivor benefit? They justified it saying he was eligible for SSDI when he didn't even apply.
A: Michele, I am sorry to hear of your loss. We would need to see a copy of the disability policy to determine an...
Q: Have you had any instances where, for example, Prudential requests another 45 days but you file suit because the only special circumstance is that they waited until closer to the 45 day deadline to start looking over an appeal?
A: Shh, typically, no. The time it does happen is when there is no response at all within the 45 day period.
Q: What do I do if my short term ran out and New York Life closed my case?
A: Levi, closed your case as in denied a claim for long term disability after the ending of your STD? If so, you ...
Q: Who is responsible for providing a copy of my policy?
A: Kathy, the ultimate legal duty to provide a copy of your policy lies with your employer. I suggest you make su...
Q: Can MetLife decline my claim on the basis on a pre-existing condition? If they do, will I be in a mess with my employer?
A: JuJu, if you are not currently covered under any policy and MetLife does insure you under your employer’s pl...
Q: Should I be able to restrict the release of medical records to under 24 months period?
A: Connie, although you could attempt to limit the medical records to be released to Mutual of Omaha, the likely ...
