Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 261–280 of 736 Answered Questions

Q: Can I claim a permanent disability to avoid a surgery that requires several months of down time without promising results?

Answered on September 14th 2019 by Attorney Jay Symonds

A: Lia, each claim depends on the specific facts and circumstances of the case in conjunction with the specific t...

Q: Is it best to hire an attorney first and then file a complaint with Indiana Insurance License Board or do both? How long does it usually take to resolve a case like this?

Answered on September 5th 2014 by Attorney Stephen Jessup

A: Jenny, if your claim is denied a lawsuit is to be filed in Federal Court. The Indiana insurance board does not...

Q: Can I get a lawyer to get the back pay Hartford still owes me?

Answered on August 28th 2019 by Attorney Rachel Alters

A: Laren, you could hire an attorney but it may cost you more than what you are owed for the STD back pay. I woul...

Q: Can I fire Allsup and owe them nothing?

Answered on August 27th 2019 by Attorney Jay Symonds

A: ItisMe, the terms of your relationship and obligations with Allsup would be spelled out in the contract/agreem...

Q: How many IMEs can Hartford make you go through?

Answered on August 24th 2019 by Attorney Jay Symonds

A: DWT, most group policies allow the carrier to request that you be examined as frequently as they deem reasonab...

Q: Will telling MetLife my income make me ineligable for the premium waiver program?

Answered on August 14th 2019 by Attorney Alex Palamara

A: Armani, I have never seen a Life Insurance Waiver of Premium claim have any issues due to a disability retirem...

Q: Why does Northwestern ask the questions they do in the "Request for Continuation of Disability Benefits" form?

Answered on August 5th 2019 by Attorney Cesar Gavidia

A: Daniel, disability insurers ask these questions in order to obtain information relating to your level of activ...

Q: How can New York Life get away with not answering my calls?

Answered on July 22nd 2019 by Attorney Stephen Jessup

A: Carol, knowing New York Life it sounds like they are approving your claim on appeal for a closed period of tim...

Q: Do I still need to fill out Guardian claim forms if I am eligible for Presumptive Total Disability?

Answered on June 25th 2019 by Attorney Cesar Gavidia

A: Kate, it is common for benefit checks to be accompanied with claim forms as a matter of course. You can make i...

Q: What does Unum mean by "treatment provider"?

Answered on June 7th 2019 by Attorney Rachel Alters

A: Evan, they are referring to the doctors that are treating you for your disabling condition.

Q: Why is Unum requesting updates to my SSDI file? Will they use it against me? Also, do I have to meet with them in person?

Answered on May 30th 2019 by Attorney Alex Palamara

A: Beth, I am sorry to hear of the trouble that Unum is giving you. Regarding Unum’s recent requests, the polic...

Q: Do you handle closed cases only, or open ones as well?

Answered on May 10th 2019 by Attorney Stephen Jessup

A: Renee, we handle all types of open claims with New York Life – applications, claims handling, appeals, lawsu...

Q: Can Principal's independent physician determine what I can and cannot do?

Answered on April 30th 2019 by Attorney Cesar Gavidia

A: APC, it is difficult to know what they courts would do or how they would weigh the opinion of Principal’s co...

Q: Can MetLife determine that I am capable of earning over the % of my pre disability income required to receive LTD benefits?

Answered on April 23rd 2019 by Attorney Jay Symonds

A: Tim, yes, I suppose they could hire a vocational expert to give the opinion that you are capable of earning mo...

Q: Can Hartford cut off my benefits after 24 months if I have both a mental condition and physical condition?

Answered on April 16th 2019 by Attorney Cesar Gavidia

A: Tina, generally, as long as your remain disabled from a physical disability the insurer cannot limit your clai...

Q: Are there any circumstances in which I can appeal LTD after the number of days Aetna gives you to appeal?

Answered on April 3rd 2019 by Attorney Rachel Alters

A: Sharon, usually the insurance carriers are pretty strict and adhere to the appeal deadline which is set out in...

Q: How do I access a copy of my STD policy with Reliance Standard?

Answered on March 26th 2019 by Attorney Alex Palamara

A: Vicki, I am sorry to hear the trouble you are having with the Standard. It seems they are certainly make thing...

Q: Would it be better to continue to receive benefits from Lincoln Financial or should I seek a buyout?

Answered on February 22nd 2019 by Attorney Alex Palamara

A: AJ, I am sorry to hear of all the medical issues though I am happy to hear that Liberty Mutual has approved be...

Q: Is it possible to be approved for state disability but not by my insurance company?

Answered on February 22nd 2019 by Attorney Gregory Dell

A: Elizabeth, Lincoln financial will evaluate your disability claim according to the terms of your disability pol...

Q: Which Own Occupation insurance company has the best history of paying for legitimate disability claims?

Answered on February 21st 2019 by Attorney Gregory Dell

A: Nicole, unfortunately we cannot tell you which carrier to choose over another, but I can tell you both Princip...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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