Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

On a daily basis our lawyers answer your questions. Please use the filter below as we may have already answered your question. For an immediate answer please contact us.

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Showing 241–260 of 736 Answered Questions

Q: How large of a fee is your service?

Answered on May 11th 2020 by Attorney Alex Palamara

A: Cathy, we typically work on a contingency fee basis, meaning our fee is a percentage of what the insurers pays...

Q: Can SunLife offset dependent social security benefits received on account of my wife's disability?

Answered on May 8th 2020 by Attorney Stephen Jessup

A: Dominick, unfortunately, employer provided disability policies contain language that allows for the offset of ...

Q: What do I do if LF denied my claim because depression is "mild, not severe"?

Answered on May 7th 2020 by Attorney Rachel Alters

A: Anna, you will need to consult with your treating doctors and submit additional evidence of your medical condi...

Q: If the insurance company admits to wrongfully stopping payments, do they owe me for those years? What if social security back paid me?

Answered on May 5th 2020 by Attorney Rachel Alters

A: Rebecca, if the carrier reversed the denial then yes they would pay the back pay owed. If there is an SSDI ove...

Q: How long will it take for MetLife to approve my LTD claim?

Answered on May 4th 2020 by Attorney Rachel Alters

A: Ron, Unfortunately there is no way to predict how long it will take for your LTD claim to be approved. There i...

Q: Are there successful arguments to appeal Northwestern Mutual’s offset of claimant’s LTB by the amount of SSD benefits awarded?

Answered on April 23rd 2020 by Attorney Stephen Jessup

A: Carol, in almost all cases, no. If the policy explicitly allows for the offset, the offset is enforceable.

Q: Does my former employee owe me for the remaining weeks of my STD?

Answered on April 18th 2020 by Attorney Jay Symonds

A: Jack: You would have to file an appeal of the STD denial. Termination of employment while on claim does not ty...

Q: Can I add a physical disability claim to my mental health one without seeing a doctor (hard to get an appointment with COVID)?

Answered on April 14th 2020 by Attorney Cesar Gavidia

A: Heather, the only way to effectively include your physical disability claim is to see a physician qualified to...

Q: Can Lincoln Financial hold back disability check equal to the amount of the 2020 stimulus check?

Answered on May 5th 2020 by Attorney Rachel Alters

A: Michael, they should not be able to do this however they may consider the check to be “other income” under...

Q: Has Hartford been known to pay off doctors?

Answered on March 24th 2020 by Attorney Rachel Alters

A: Adam, I haven’t heard of them paying off doctors but she will need to appeal the determination and find a ne...

Q: I'm in jeopardy of losing everything because of MOO. Can you help?

Answered on March 3rd 2020 by Attorney Alex Palamara

A: Amy, first and foremost, I am sorry to hear of MOO’s delay tactics and the fact that they sound like they mi...

Q: Can my Long Term Disability extension be declined because my Social Security Appeal’s Process is pending?

Answered on December 30th 1899 by Attorney Jay Symonds

A: Robin: The long term disability claim with MetLife can be extended as long as you continue to prove that you m...

Q: Do I have to pay back my STD and LTD after being approved for Widows SSD?

Answered on February 16th 2020 by Attorney Cesar Gavidia

A: Kathy, it depends on the terms of your disability insurance policy. Refer to your disability insurance policy ...

Q: Do you handle New York Life cases in Florida?

Answered on February 12th 2020 by Attorney Rachel Alters

A: Vito, yes. We absolutely do handle New York Life cases in Florida. Please email me at Rachel@diattorney.com ...

Q: Do I have legal recourse if Lincoln Financial mispoke to me about the status of my claim?

Answered on February 5th 2020 by Attorney Stephen Jessup

A: Duane, there would be no actual legal recourse if they misspoke. A letter would be required to formalize an ap...

Q: Can I take action to start getting regular payments from Unum?

Answered on February 5th 2010 by Attorney Rachel Alters

A: Clifford, if they have all the information then yes. Please contact our office to discuss your situation.

Q: Can a chiropractor fill out the APS for The Hartford LTD claim?

Answered on February 4th 2020 by Attorney Stephen Jessup

A: Louis, yes, a Chiropractor can fill out an APS for a disability claim. That being said Hartford may try to min...

Q: Before I present my appeal, can I acquire exams and conduct an IME on my own (to avoid bribery/bias from Hartford)?

Answered on November 7th 2019 by Attorney Stephen Jessup

A: Michael, yes. In the course of an appeal you want to get as much beneficial information as possible, to includ...

Q: Can Met Life legally require notes from therapy sessions?

Answered on October 14th 2019 by Attorney Rachel Alters

A: Mike, I would be happy to speak with you about your daughter’s Met Life claim. Please email me at rachel@dia...

Q: Do I need to be completely out of work to file for disability?

Answered on October 4th 2019 by Attorney Alex Palamara

A: Doc, I am sorry to hear of all the issues you are having due to your fall. In all likelihood, the policy you h...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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