Ask Our Lawyers Your Disability Insurance Questions

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

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Showing 281–300 of 739 Answered Questions

Q: Would it be better to continue to receive benefits from Lincoln Financial or should I seek a buyout?

Answered on February 22nd 2019 by Attorney Alex Palamara

A: AJ, I am sorry to hear of all the medical issues though I am happy to hear that Liberty Mutual has approved be...

Q: Is it possible to be approved for state disability but not by my insurance company?

Answered on February 22nd 2019 by Attorney Gregory Dell

A: Elizabeth, Lincoln financial will evaluate your disability claim according to the terms of your disability pol...

Q: Which Own Occupation insurance company has the best history of paying for legitimate disability claims?

Answered on February 21st 2019 by Attorney Gregory Dell

A: Nicole, unfortunately we cannot tell you which carrier to choose over another, but I can tell you both Princip...

Q: Does SunLife have a required time to make a decision? Can they request medical records that have nothing to do with my illness?

Answered on February 19th 2019 by Attorney Gregory Dell

A: Megan, in an ERISA governed claim Sun Life would have 45 days to make a decision and have the option of taking...

Q: Can I file an appeal after Met Life's 24 month limitation of payments if I am still in the discovery phrase of my disability?

Answered on February 12th 2019 by Attorney Rachel Alters

A: Angie, there are exceptions to that limitation such as radiculopathy and myelopathy. Have your doctor test you...

Q: Can LFG continue claiming I have a pre-existing condition when my doctor says I don't?

Answered on February 2nd 2019 by Attorney Gregory Dell

A: Tammie, you should review your policy language to see how pre-existing condition is defined but it is common f...

Q: Can Aetna deny my claim due to a "war exclusion" on my policy?

Answered on January 22nd 2019 by Attorney Stephen Jessup

A: Phil, I am sorry to hear about your difficulties. Have you filed an appeal of the denial? All disability insur...

Q: Since I live in an apartment, are the common lounge and meeting spaces considered in-home (for my interview)?

Answered on January 11th 2019 by Attorney Alex Palamara

A: Dave, I am happy to hear of your claim being paid. To give you an answer, I would have to see a copy of the ac...

Q: Can I lose my Hartford benefits if I also receive an annuity payment?

Answered on January 9th 2019 by Attorney Alex Palamara

A: Fred, I am happy to hear that your claim is being paid. From the scenario you provided, I don’t believe you ...

Q: What kind of documents I should present to the Disability claim of Licoln financial so I can get paid for the days my company put me out of work?

Answered on December 15th 2018 by Attorney Jay Symonds

A: Dianna: You should contact Lincoln Financial and notify them that you would like to file a claim. They will se...

Q: What do I do if Aetna claims they haven't received my medical info?

Answered on December 7th 2018 by Attorney Gregory Dell

A: Roberta, you should contact Aetna to verify that they actually received the information and find out if they a...

Q: Can MOO deny my claim on the basis of preexisting condition when my condition is not preexisting?

Answered on October 27th 2018 by Attorney Gregory Dell

A: Doomed, if your claim has been denied then Mutual of Omaha will give you the right to appeal. Pre-existing con...

Q: How can Aetna say I am not disabled when clearly I am?

Answered on October 18th 2018 by Attorney Rachel Alters

A: Laurie, unfortunately Aetna can hire their own doctors to disagree with yours and claim you can work even if y...

Q: My policy ends after age 65, but I'm not retiring until almost 2 years later. Can I challenge this?

Answered on September 25th 2018 by Attorney Cesar Gavidia

A: Dan, the maximum period that your disability claim will pay out is dictated by your disability insurance plan....

Q: What should my next step be after New York Life tells me I am not entitled to my life insurance or waiver of premium?

Answered on September 17th 2018 by Attorney Stephen Jessup

A: Gladys, I am not quite sure how to advise you. Is New York Life indicating that you (1) never had waiver of pr...

Q: What is my "regular occupation" if I started my own business after resigning from my old job?

Answered on September 1st 2018 by Attorney Gregory Dell

A: Rachel, the answer depends on when you became disabled. If you became injured after resigning from your accoun...

Q: Will Lincoln Financial deny my appeal because they have taken so long to form a decision?

Answered on August 30th 2018 by Attorney Stephen Jessup

A: Jean, no, I would not necessarily say that this sounds like your claim has been denied, but if they have not c...

Q: Can Lincoln deny my because of my prior cancer diagnosis?

Answered on August 28th 2018 by Attorney Jay Symonds

A: Marla, the carrier is entitled to deny coverage based on their assessment of your medical underwriting. Althou...

Q: Does Lincoln Financial offer lump sum settlements?

Answered on August 25th 2018 by Attorney Cesar Gavidia

A: Jenn, yes, Lincoln offers buyout. Please contact our office and ask to speak with a disability insurance attor...

Q: Is a normal pregnancy and childbrith covered as a Sickness if my elimination period is 90 days?

Answered on August 13th 2018 by Attorney Alex Palamara

A: Claudia, in order for us to give you a specific answer to the inquiries posed, you would have to send us copie...

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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