Alaska Disability Insurance Lawyers

Disability insurance attorney Gregory Michael Dell and our team of Alaska disability insurance lawyers have been fighting for the rights and benefits of Alaskans and claimants nationwide since 1979. The same disability insurance carriers who make purchasing a policy from them easy frequently make collecting benefits from a claim next to impossible. You buy a disability policy in order to give yourself a financial cushion to protect you and your family if you become disabled and cannot work. It is unfair for the company to deny these benefits when you are entitled to them.

If you are disabled, unable to work and your claim has been denied, the time to fight back against the big insurance companies has come. They use high-powered law firms to find and create loopholes that allow them to limit or deny your claim. With Dell & Schaefer in your corner, you have no reason to fear those legal teams. We provide the legal power you need to combat this wrongful denial.

Standards of Review for Disability Appeals in Alaska

When an insurance provider avoids paying a claim by abusing their power to deny it without an adequate reason, it is referred to as acting in an “arbitrary and capricious” manner. If this is the situation in your claim, that denial may be unsound. Our Alaska disability insurance lawyers can help determine if the insurance company’s actions qualify your claim for a “trial de novo.” That means an opportunity to have your case heard again as though it is the first time. You may be eligible if the appeals court rules that a lower court was biased in their judgment and consequent denial of your claim.

Disability benefits claims made through individual policies will most likely be heard in a state court. However, under ERISA guidelines, federal courts govern group claims. If your policy was offered by your employer, it is probably a group policy, and your case will most likely be heard in federal court. Attorneys at Dell & Schaefer are very experienced in representing clients in both federal and state courts.

In general, a disability claim denial suit governed by ERISA can be filed in any state where the insurance company conducts business. Contact us today and let a Dell & Schaefer attorney evaluate your case to decide what steps should be taken next, as well as which court system you will need to work with.

Resources for Alaska Disability Insurance Benefits

Specific information about your Alaska’s justice system can be found in these links to the official government sites:

STATE COURTS

FEDERAL COURTS

Call Today to Speak With Our Alaska Disability Insurance Lawyers

Call us today toll free at 800-682-8331. One of our experienced disability insurance lawyers can evaluate your case to determine if it warrants an appeal. During your free initial consultation, we will give you our honest valuation of your case and go over your legal options and the next steps you should take. We use software such as Skype and GoToMeeting to meet with clients who are not able to travel to one of our offices – it allows us a face-to-face meeting without the trip.

We are regularly updating any disability law changes in Alaska on this page. Bookmark our site to stay knowledgeable about developments that could affect your benefits. You can also search our resolved cases to learn more about how we help others like you who have disabling conditions.

Questions About Hiring Us

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Rhonda L. (Hawaii)

Gregory Dell has saved my family from bankruptcy. I got sick with Vasculitis and had to undergo 4 years of chemo treatments. I worked during this time as pharmaceutical sales rep. Finally my doctors said that if I did not go on to disability I would die. I went on disability and my company rejected my short term disability. I was in the hospital at the time of the rejection and was not given much time to respond. I live in Hawaii and could not find anyone that would go against my company. They were very big and scared all the attorneys off.

Greg took my case immediately. He got me paid and short and long term disability. After a few years Cigna did a ridiculous review of my claim and said that I should be able to go back to work. At the time I was denied I was currently in a wheelchair and on massive doses of morphine. Vasculitis destroyed all my nerves in the legs and arms. They dropped my long term disability. Greg again went back and fought for my disability and won. My family would be completely bankrupt without Gregory Dell. My doctors said with the stress from all this fighting for my rights has cost me years of my life. But I would not have made it without Greg, Michal and team. Money is not everything but when you are sick fighting to pay your bills and insurance companies really takes a toll. I have recommended Greg and his staff to other disabled persons. I think they are the best. Thanks for everything. You have allowed me to focus on what is important staying alive for my family.

***** 5 stars based on 202 reviews

Speak With An Attorney Now

Request a free legal consultation: Call 800-682-8331 or Email Us