• What Can I Do If The Disability Insurance Company Is Delaying Disability Payments?

What can I do if the disability insurance company is delaying disability payments?

Disability attorney Cesar Gavidia discusses what options a claimant may have when their disability insurance company has delayed their payments.

If a disability insurance company has been dragging their feet, it’s been more than 90 days that they haven’t paid disability benefits, they’ve continued to be – telling you they’ve been evaluating your claim, it’s advisable that at this point you probably should contact a disability lawyer to begin representing you against them. The reality is, is that once you have a lawyer involved who’s familiar with these tactics, who’s familiar with these insurance companies, and need to hold their feet to the fire, the insurance company may act at that point. Usually, individually claimants don’t have that type of firepower; don’t have that type of knowledge and experience to deal with these insurance companies. So if you have a particular issue with one of these companies where they’ve been dragging their feet, they haven’t paid your disability benefits, please contact us.

Comments (2)

  • Stephanie,

    We offer various fee arrangements, to include hourly rates and contingency fee arrangements. Please feel free to contact our office top discuss how we may be able to assist you. If you do not have a copy of your disability policy, please secure a copy.

    Stephen Jessup Dec 30, 2014  #2

  • What is the approximate cost to pay an attorney at Dell & Schaefer to file a long term disability claim? The basis for my questions has to do with a low income client?

    Additionally, how is this payment made when funding is not available?

    Thank you.

    Stephanie Dec 29, 2014  #1

Leave a comment or ask us a question

Questions About Hiring Us

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

R. R.

I am very pleased that Mr. Gavidia was able to get my husbands disability insurance with Cigna re-instated. It took time, due to Cigna & the games they play. It is also VERY reassuring that if (& probably when) Cigna denies his disability status again, Dell & Schaefer will be there immediately to speak for us. Neither my husband nor I have the ability to fight Cigna by ourselves, we feel very fortunate that Mr. Cesar Gavidia did it for us.

Part of the reason we pursued this matter is the principle involved here, they had no reason to cancel his disability other than Cigna is a very money greedy company. It is a extremely rewarding feeling knowing that Cigna did not get by with this in our case. I wish that was the case for everyone.

If you are in the same situation as we were, please give this company a call & find out your options.

On a personal note – Thank You Cesar!

***** 5 stars based on 202 reviews

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