Our Resolved Disability Insurance Claims

One day, our client woke up with a severe headache and was unable to go to work. Her headache was so severe that she went to the emergency room and had a CT scan and a spinal tap to rule out meningitis. She hoped her headache would go away, but after 4 days in the hospital and numerous medications the headache continued. The doctors completed every possible test to determine the cause of the headaches and then...

Prior to submitting a claim for disability insurance benefits to Liberty Mutual, our client had been a long haul truck driver for many years. Over the years the hours of prolonged sitting and repeated physical activity necessary to performing her job started to take a physical toll on her body. She developed severe chronic lower back pain with associated radiating pain and numbness into her legs. Eventually th...

Prior to filing a claim for disability, our client was a successful managing attorney at the law firm she worked for. In late 2010, she suffered a fracture of the carpal bone and a wrist dislocation that required surgery to repair. Lincoln Financial initially approved her claim and paid benefits for approximately one year. During the time she was on disability she was required to undergo surgery on her other w...

Dell Disability Lawyers prevailed in an ERISA appeal filed on behalf of their client when Unum wrongfully denied her long term disability benefits. The client was suffering from Invasive Squamous Cell Carcinoma of the Anal Canal which causes Chronic and Frequent Bowel Movements, an inability to control her bowel movements, Rectal Pain, Anxiety and Depression, all of which prevented her from performing the mate...

After only being on claim for ten months, Liberty Mutual unexpectedly terminated the continued receipt of long term disability benefits of a former Auto Damage Insurance Appraiser for Allstate Insurance Company. Within days of receiving the denial letter from the insurance company, the denied disability claimant contacted Dell Disability Lawyers to assist him in the filing of an administrative ERISA appeal aga...

Our client, a former software programmer from Texas, has had a long and tumultuous history with Prudential as it relates to his claims for short and long term disability benefits. With any disability carrier you can never let your guard down, as an approval one day does not mean that benefits will continue forever. In this particular case we have won three different ERISA disability appeals for our client and ...

Our client, a respected physician specializing in oncology, has battled Progressive Parkinson's Disease for many years in an effort to continue to pursue his life's work and passion. However, as the years passed and his symptoms worsened he faced the reality that his own medical condition was impacting his ability to properly care for the people whose trust was bestowed upon him. Following several hospitalizat...

Our client, an AT&T employee for more than 40 years became disabled and unable to do her job due to cervical myeolapathy neck pain, chronic headaches and a torn rotator cuff in her shoulder. Her claim for short term disability benefits under the AT&T disability benefits plan has been nothing but a "headache". AT&T hires Sedgwick Claims Management to handle the administration of all disability benef...

For ten years our client was receiving long term disability benefits from CIGNA under an ERISA governed Group Disability Policy (Jaycor) due to a litany of medical conditions, which included Adult Onset Still's Disease, Chronic Pain, Fibromyalgia and Fatigue. During the course of his claim and well prior to CIGNA's termination of benefits, he had already met and passed the own occupation to any occupation defi...

Our client, a 62 year old former pharmaceutical sales rep, had been receiving long term disability benefits with Hartford Insurance Company for nearly six years due to chronic back pain, which had resulted in six surgeries in a span of several years, when Hartford abruptly terminated his claim for long term disability benefits.Hartford had initially determined that our client was unable to perform the mate...

Dell Disability Lawyers prevailed in an ERISA appeal filed on behalf of their client when The Standard Insurance Company wrongfully denied her long term disability benefits. The client was suffering multiple gastro-intestinal conditions, chronic intractable abdominal pain, visceral hypersensitivity syndrome, nausea, vomiting secondary to a neuroma, migraines, fibromyalgia, severe weight loss, fatigue, syncop...

Dell Disability Lawyers prevailed in an ERISA appeal filed on behalf of their client when The Hartford Insurance Company wrongfully terminated her long-term disability benefits. The client was suffering from severe, progressive axial chronic back and leg pain related to degenerative disc disease for several years. She underwent several epidural steroid injections and physical therapy sessions with little or no...

For over 40 years, Mrs. K had been employed as a middle school guidance counselor and teacher. In order to protect her income in the event of a disability, Mrs. K enrolled in her school board's long-term disability plan and even purchased additional options to increase her monthly benefits.In 2007, Mrs. K became disabled under the terms of the school board's long-term disability plan due to what was origin...

Our client was an OB/GYN with 18 years of experience who was suffering from Sensory motor and Peripheral Neuropathy; disc degeneration and herniations of the lumbar, thoracic and cervical spine, with associated radiculopathy; osteoarthritis / degenerative joint disease; and the loss of vision in his left eye. He attempted to continue to work through the constant pain he was experiencing, but was eventually for...

Our client was a former United States postal worker who became disabled due to a back injury he sustained in an automobile accident in 2003. Several years before the accident, he purchased a disability insurance policy offered by his credit card company, which provided a lump sum payment in the amount of one million dollars if he became permanently disabled. The disability insurance policy was administered and...

Our client, a financial currency trader, purchased a long term disability policy from Unum more than 10 years before she was forced to file a claim. Our client was a successful currency trader with a history of depression and bouts of severe fatigue, who, due to her conditions stopped working in January of 2008. For over 18 months she was unable to get out of bed most days, let alone remember or consider the d...

Our client, an OB/GYN purchased long term disability insurance policies from Berkshire and Liberty Mutual in hopes that he would never need to file a disability claim. He began experiencing a slight tremor in his left hand in 2006. At that time he sought treatment to determine the origin of the tremor and his options for treatment. It was initially determined that the tremor was minimal and was not impacting h...

Disability Insurance Attorney Gregory Dell was retained to help an industrial salesman negotiate a lump-sum buyout offer with Life Insurance Company of North America (LINA), also knwon as CIGNA Group Insurance.Our client had been on claim for several years as a result of a cardiac condition. His claim had not been smooth as he had previosuly been denied by LINA and was forced to file an appeal in order to ...

Our client, a general surgeon with chronic back pain, will finally receive the long-term disability benefits that he has been denied since October 2004. The United States District Court for the Central District of Illinois entered a final judgment of $402,268.00 against UNUM (formerly known as Paul Revere Life Insurance Company). In addition to the $402,000 our client's disability policy will pay him more...

Dell Disability Lawyers win a long-term disability appeal on behalf of a psychologist whose disability benefits were denied by Liberty Mutual. Our client's benefits were re-instated and she will now receive several hundred thousands of dollars throughout her lifetime.Our client was a successful psychologist who became disabled from her occupation as a result of a diagnosis of hepatitis C in 2007. Treatment...