Our Resolved Disability Insurance Claims

Many MetLife LTD policies contain a provision limiting benefits to 24 months for several conditions including mental nervous conditions and fibromyalgia. It is important to be aware of this when filing a claim with MetLife as if you get approved under one of these conditions, you will only be allowed to collect benefits for 24 months. If your disabling condition falls outside of this limitation, but you also h...

Prior to filing for long term disability benefits under her private individual disability policy with Northwestern Mutual due to severe gastrointestinal medical conditions, our client was a courtroom attorney in civil practice. Due to the multiple complications associated with her conditions she began to experience ever increasing difficulty being able to maintain the demands of being in Court and began decrea...

Our client was originally denied long term disability benefits by Prudential after he was forced to make a claim due to persistent symptoms related to a concussion he had previously suffered. He had worked as a Senior Project Manager for SNC Lavalin Corporation. Due to his symptoms that included post-traumatic headaches, vision impairments, decreased focus, sleep dysregulation, cognitive deficits, fatigue, diz...

Regardless of how hard a person attempts to continue working with a disability, it is an effort that gets taken advantage of by the disability insurance company. Prior to filing for disability insurance benefits under her employer provided Short Term Disability Policy administered by Mutual of Omaha, our client was a successful Software Developer with a history of chronic back pain and prior surgery. She was t...

Prior to filing her claim with Cigna for disability benefits under her employer's group long term disability plan, our client was a Senior IT Consultant for a large corporation. In her role she served as an advanced level project manager responsible for the management of multiple teams, making sure budgets were adhered to, strategies implemented, and projects completed on time. To say that she was near the pin...

Dell Disability Lawyers was informed by Unum that a client's claim for LTD benefits has been finally awarded. The client was previously employed as a Nuclear Security Officer for the Entergy Services, Inc. This occupation is a position of great responsibility. From controlling access, preventing intrusions, and thwarting industrial sabotage, the claimant had to be ready at all times to perform the material and...

A former Branch Manager for Kelly Services was forced to leave her employment on August 29, 2011 due to a Cerebral Vascular Aneurysm secondary to a carotid artery dissection. Shortly thereafter she applied for and was approved for Short Term Disability benefits which were paid for the first year of her disability. The Long Term Disability (LTD) Policy that the employee had in place through her employment with ...

An Alabama woman previously employed as a Senior Account Representative since 1999 for the Southern Company's subsidiary SouthernLINC Wireless was awarded long term disability ERISA benefits after Attorney Alex Palamara filed an ERISA appeal on her behalf. Forced to leave work on May 21, 2010 due to a countless number of conditions, the claimant was forced to file for disability benefits. The claimant's condit...

Prior to filing for disability benefits with Hartford our client worked as a Senior Database Administrator and had been in the computer industry since 1978. Needless to say his entire work history and all of his skills and occupational training revolved around computers. Over those 33 years working, as he continued to excel in his career, so did his congenital form of cervical spine disease, which resulted in ...

A former Branch Manager for Kelly Services was forced to leave her employment on August 29, 2011 due to a Cerebral Vascular Aneurysm secondary to a carotid artery dissection. Shortly thereafter she applied for and was approved for Short Term Disability benefits which were paid for the first year of her disability. The Long Term Disability (LTD) Policy that the employee had in place through her employment with ...

Prior to filing for disability benefits our client was in charge for the day to day operations of a large warehouse; responsible for inventory, shipments, deliveries, compliance and supervision of all employees within the warehouse. If this wasn't enough he was responsible for these duties for all three work shifts. During the course of his employment he was stricken with cancer, and although he was "cured" hi...

Prior to filing for disability insurance benefits under her employer provided Short Term Disability Policy administered by Mutual of Omaha, our client was a successful Software Developer with a history of chronic back pain and prior surgery. She was the prototypical successful, highly motivated, driven worker who selflessly threw herself head first into her work. Although it was a labor, it was truly a labor o...

A disabled Attorney sought total disability benefits due to severe Parkinson's Disease with motor complications, secondary depression, drowsiness from medications, fatigue, right and left arm tremors and cognitive impairment which prevented him from being able to perform with reasonable continuity the material duties of his regular job as an Intellectual Property Attorney and partner at his law firm. CIGNA inc...

"The ability to perform with reasonable continuity the substantial and material acts necessary to pursue his usual occupation", was the definition of disability set forth under Yamaha Motor Corporation's Long-term Disability Plan, and the primary question in our client, Mr. B's, long-term disability claim. Metropolitan Life Insurance Company ("MetLife"), the disability insurance company which both administered...

Caution, the timing of a disability claim can mean the difference between having your claim approved or denied. Far too many times I have seen disability insurance claims denied because the claimant either failed to promptly file their disability claim, mistakenly adopted the date which the insurance company claimed their disability began or state an inaccurate date of disability on the initial application for...

Our client, a successful Timeshare Salesman on the island of Hawaii, had a long history of battling with ongoing chronic pain as a result of cervical disc herniations with nerve impingement and radiculopathy, in addition to thoracic and lumbar disc herniations. Needless to say his pain affected not only his ability to work, but also all other facets of his life. Unable to continue to work in light of his ongoi...

Our client had been a highly successful financial planner who had spent his adult life working in a field he not only excelled in, but loved. For some time he had been suffering from Restless Leg Syndrome ("RLS"), which resulted in Insomnia, which in turn resulted in anxiety, depression and cognitive difficulties. Despite numerous attempts to adjust his work schedule, he found it harder and harder to be able t...

A former Senior Software Engineer for Science Applications International Corporation was forced to leave work on August 28, 2009 due to a multitude of medical issues. These conditions included Depression, Left Ulnar Neuropathy, Low Back Pain with Radiation to the Right Lower Extremity, Type 2 Diabetes Mellitus, and Lumbar Disc Disease. Soon thereafter he applied for and was initially approved by CIGNA for Long...

When our client initially contacted Dell Disability Lawyers his claim for long term disability benefit had already been approved by Unum. However, in approving his claim for benefits Unum determined that the underlying cause of his personality change, cognitive difficulties and symptoms of paranoia, depression and anxiety, which were preventing him from being able to work, were a result of a mental health cond...

Dell Disability Lawyers filed an appeal with Hartford for a 36 year-old claimant seeking total disability benefits due to Lyme disease and its related physical and cognitive symptoms, such as severe pain, post-infectious autoimmune neuropathy and dysautonomia. As a result of his tick-borne illness and related symptoms the claimant has been unable to perform one or more of the essential duties of his occupation...