Our Resolved Disability Insurance Claims

Following an attempt to return to work, Hartford terminated our client's claim for long term disability benefits. Like so many people who file for disability benefits, he never imagined a day would come that he would not be able to work. Prior to filing for disability benefits, our client worked as a Jet Operator at a major east coast airport. His job entailed that he perform maintenance and repair work around...

Previously employed as an Engineer for United Technologies Corporation, Ms. W was forced to leave work due to suffering a middle cerebral artery stroke in May 2011. In addition to the complications of her stroke, Ms. W also suffered with headaches, seizures, gastroesophageal Reflux Disease, insomnia, memory loss, dizziness, a mood disorder, depression and anxiety. Although Liberty Life initially paid long term...

Prior to filing for long term disability benefits, our client had worked as a night tool pusher on an offshore oil rig. His job required long, stressful hours in a very dangerous and difficult environment. Following an incident at work our client began experiencing troubling dreams, depression, anxiety and panic attacks that were so severe he had to be hospitalized. Following his hospitalization he made a clai...

Our client was a well respected, dedicated Oncologist who had managed his own medical practice for many years. In an area of medicine where there is more heartbreak than not, where the steady guidance of a doctor helps navigate patient and family alike through the battle with life threatening cancer, our client stood out. It was his life's passion to wage a battle against cancer, and he never envisioned the da...

Our client worked as an Account Executive for many years until he suffered an accident that required him to undergo neck surgery. Harford approved his long-term disability benefits and paid him for over three years. His condition never improved, in fact it became worse after he suffered a stroke. After paying the claimant for several years, Hartford determined that he was capable of returning to work in a full...

Prior to Sun Life's denial of her claim for long term disability, our client had been on claim for just over a year due to her inability to perform the duties of her pre-disability "own occupation" as a Funeral Home Director due to a multitude of conditions that included: Cervical and Lumbar Stenosis with associated radiculopathy, degenerative joint disease, facet joint arthritis and migraine. As previously di...

Our client was a former credit manager for a large banking institution who was suffering with Multiple Sclerosis. Despite his best efforts to continue to work through his continually worsening symptoms, he finally succumbed to the multiple effects of MS and filed for short term and long term disability benefits with Aetna. Aetna initially approved his claim for short term disability benefits based upon the med...

Prior to contacting Dell Disability Lawyers our client had already endured a long, frustrating battle with Cigna. At the age of 63 she had expected that her career as an Executive Director for Independent Living Facilities would end as she neared Social Security Retirement Age. However, her health had another plan for her. For some time she had heroically continued to try to work despite suffering from a multi...

MetLife terminated our client's LTD benefits even after receiving a neuropsychological report documenting deficiencies in her executive level functioning. According to the neuropsychologist, the claimant was not capable of performing the duties of her occupation as a Bank Examiner for the FDIC as a result of her cognitive deficiencies, fatigue, depression and anxiety.MetLife Ignored Neuropsychological Eval...

Disability Attorney Alex Palamara recently won two ERISA appeals for two different clients that had been denied long term disability benefits after suffering strokes. Both clients contacted Dell Disability Lawyers after their benefits had been denied. Alex Palamara worked very closely with our clients and the treating physicians in order to prepare a very compre...

Our client was a Regional Director of Sales for one the largest data processing groups in the world. To say that he was at the pinnacle of his career is an understatement. After knowing a life of work and success in the work place it was a devastating blow when it all came to an end following two Left Capsular Infarctions (Stroke) within several weeks of each other. Despite his best efforts and desire to recov...

A successful commercial litigation and trial attorney contacted disability insurance attorney Gregory Dell to seek assistance with filing a long term disability benefit claim with AXA Equitable Life Insurance Company. Our client was in his late 40's and he had purchased his disability insurance coverage from AXA Equitable Life more than 10 years before he became disabled. Like many business professionals, our ...

Disability insurance attorney Cesar Gavidia shares details regarding a recent settlement award achieved for his client, an Ob/Gyn physician, who had an individual disability insurance policy with Unum. The client ran into difficulty while applying for benefits on her own for 2 main reasons:1) by the time she applied for disability benefits, her medical condi...

Many MetLife LTD policies contain a provision limiting benefits to 24 months for several conditions including mental nervous conditions and fibromyalgia. It is important to be aware of this when filing a claim with MetLife as if you get approved under one of these conditions, you will only be allowed to collect benefits for 24 months. If your disabling condition falls outside of this limitation, but you also h...

Prior to filing for long term disability benefits under her private individual disability policy with Northwestern Mutual due to severe gastrointestinal medical conditions, our client was a courtroom attorney in civil practice. Due to the multiple complications associated with her conditions she began to experience ever increasing difficulty being able to maintain the demands of being in Court and began decrea...

Our client was originally denied long term disability benefits by Prudential after he was forced to make a claim due to persistent symptoms related to a concussion he had previously suffered. He had worked as a Senior Project Manager for SNC Lavalin Corporation. Due to his symptoms that included post-traumatic headaches, vision impairments, decreased focus, sleep dysregulation, cognitive deficits, fatigue, diz...

Regardless of how hard a person attempts to continue working with a disability, it is an effort that gets taken advantage of by the disability insurance company. Prior to filing for disability insurance benefits under her employer provided Short Term Disability Policy administered by Mutual of Omaha, our client was a successful Software Developer with a history of chronic back pain and prior surgery. She was t...

Prior to filing her claim with Cigna for disability benefits under her employer's group long term disability plan, our client was a Senior IT Consultant for a large corporation. In her role she served as an advanced level project manager responsible for the management of multiple teams, making sure budgets were adhered to, strategies implemented, and projects completed on time. To say that she was near the pin...

Dell Disability Lawyers was informed by Unum that a client's claim for LTD benefits has been finally awarded. The client was previously employed as a Nuclear Security Officer for the Entergy Services, Inc. This occupation is a position of great responsibility. From controlling access, preventing intrusions, and thwarting industrial sabotage, the claimant had to be ready at all times to perform the material and...

A former Branch Manager for Kelly Services was forced to leave her employment on August 29, 2011 due to a Cerebral Vascular Aneurysm secondary to a carotid artery dissection. Shortly thereafter she applied for and was approved for Short Term Disability benefits which were paid for the first year of her disability. The Long Term Disability (LTD) Policy that the employee had in place through her employment with ...