Our Resolved Disability Insurance Claims

An Alabama woman previously employed as a Senior Account Representative since 1999 for the Southern Company's subsidiary SouthernLINC Wireless was awarded long term disability ERISA benefits after Attorney Alex Palamara filed an ERISA appeal on her behalf. Forced to leave work on May 21, 2010 due to a countless number of conditions, the claimant was forced to file for disability benefits. The claimant's condit...

Prior to filing for disability benefits with Hartford our client worked as a Senior Database Administrator and had been in the computer industry since 1978. Needless to say his entire work history and all of his skills and occupational training revolved around computers. Over those 33 years working, as he continued to excel in his career, so did his congenital form of cervical spine disease, which resulted in ...

A former Branch Manager for Kelly Services was forced to leave her employment on August 29, 2011 due to a Cerebral Vascular Aneurysm secondary to a carotid artery dissection. Shortly thereafter she applied for and was approved for Short Term Disability benefits which were paid for the first year of her disability. The Long Term Disability (LTD) Policy that the employee had in place through her employment with ...

Prior to filing for disability benefits our client was in charge for the day to day operations of a large warehouse; responsible for inventory, shipments, deliveries, compliance and supervision of all employees within the warehouse. If this wasn't enough he was responsible for these duties for all three work shifts. During the course of his employment he was stricken with cancer, and although he was "cured" hi...

Prior to filing for disability insurance benefits under her employer provided Short Term Disability Policy administered by Mutual of Omaha, our client was a successful Software Developer with a history of chronic back pain and prior surgery. She was the prototypical successful, highly motivated, driven worker who selflessly threw herself head first into her work. Although it was a labor, it was truly a labor o...

A disabled Attorney sought total disability benefits due to severe Parkinson's Disease with motor complications, secondary depression, drowsiness from medications, fatigue, right and left arm tremors and cognitive impairment which prevented him from being able to perform with reasonable continuity the material duties of his regular job as an Intellectual Property Attorney and partner at his law firm. CIGNA inc...

"The ability to perform with reasonable continuity the substantial and material acts necessary to pursue his usual occupation", was the definition of disability set forth under Yamaha Motor Corporation's Long-term Disability Plan, and the primary question in our client, Mr. B's, long-term disability claim. Metropolitan Life Insurance Company ("MetLife"), the disability insurance company which both administered...

Caution, the timing of a disability claim can mean the difference between having your claim approved or denied. Far too many times I have seen disability insurance claims denied because the claimant either failed to promptly file their disability claim, mistakenly adopted the date which the insurance company claimed their disability began or state an inaccurate date of disability on the initial application for...

Our client, a successful Timeshare Salesman on the island of Hawaii, had a long history of battling with ongoing chronic pain as a result of cervical disc herniations with nerve impingement and radiculopathy, in addition to thoracic and lumbar disc herniations. Needless to say his pain affected not only his ability to work, but also all other facets of his life. Unable to continue to work in light of his ongoi...

Our client had been a highly successful financial planner who had spent his adult life working in a field he not only excelled in, but loved. For some time he had been suffering from Restless Leg Syndrome ("RLS"), which resulted in Insomnia, which in turn resulted in anxiety, depression and cognitive difficulties. Despite numerous attempts to adjust his work schedule, he found it harder and harder to be able t...

A former Senior Software Engineer for Science Applications International Corporation was forced to leave work on August 28, 2009 due to a multitude of medical issues. These conditions included Depression, Left Ulnar Neuropathy, Low Back Pain with Radiation to the Right Lower Extremity, Type 2 Diabetes Mellitus, and Lumbar Disc Disease. Soon thereafter he applied for and was initially approved by CIGNA for Long...

When our client initially contacted Dell Disability Lawyers his claim for long term disability benefit had already been approved by Unum. However, in approving his claim for benefits Unum determined that the underlying cause of his personality change, cognitive difficulties and symptoms of paranoia, depression and anxiety, which were preventing him from being able to work, were a result of a mental health cond...

Dell Disability Lawyers filed an appeal with Hartford for a 36 year-old claimant seeking total disability benefits due to Lyme disease and its related physical and cognitive symptoms, such as severe pain, post-infectious autoimmune neuropathy and dysautonomia. As a result of his tick-borne illness and related symptoms the claimant has been unable to perform one or more of the essential duties of his occupation...

A former Safety and Training Specialist for the Dale Tile / Unilin Corporation was forced to leave work on September 16, 2010 due to his poor health. His medical conditions included chronic myotonic muscular dystrophy, osteoarthritis, systematic rheumatoid arthritis, fibromyalgia, chronic fatigue syndrome, chronic pain syndrome and chronic postrheumatic arthropathy. Although initially approved for Long Term Di...

Our client was a long time Emergency Room Veterinarian whose job was far from what most envision when thinking of a Veterinarian. Unlike your local veterinarian, his job required that he be able to drive long distances, encompassing several states to provide ER services at various facilities. Long hours with no pre-set idea of how a work day would unravel were the norm. Granted some nights could be relatively ...

After being forced to stop working as a Circuit Design Engineer on May 3, 2011 due to a multitude of severe and progressive spinal impairments including multilevel marked degenerative changes with stenosis, nerve root compression, disc disease at L4/5 and L5/S1 levels and neuropathic pain into the right lower extremity, the claimant filed an application for long term disability benefits with Lincoln Financial ...

Mr. Z had recently graduated with a bachelor's degree in information technology from a prestigious New Jersey university, and had landed an amazing job working as a software engineer for an international bank in bustling downtown Manhattan. Mr. Z was excited and saw great potential for his career and life. That is until one day in October when Mr. Z was travelling as a passenger in the front passenger seat of ...

Denials of long term disability benefits commonly occur when the definition of disability changes from own occupation to any occupation. In a recent case handled by our law firm we were shocked that Reliance Standard expected our 63 year old client to be able to return to any occupation. Our client was employed as a Senior Clinical Research Associate for many years. She worked in a sedentary position, but due ...

Multiple sclerosis is a chronically disabling condition which is commonly misunderstood by disability insurance companies. Let's take a look at a case handled by our law firm following denial of long term disability benefits by Prudential. A successful, bright Bank Manager with a flourishing career in the banking industry was diagnosed with multiple sclerosis in 2001. She was shocked and distraught by her diag...

One day, our client woke up with a severe headache and was unable to go to work. Her headache was so severe that she went to the emergency room and had a CT scan and a spinal tap to rule out meningitis. She hoped her headache would go away, but after 4 days in the hospital and numerous medications the headache continued. The doctors completed every possible test to determine the cause of the headaches and then...