Wyeth Pharmaceutical/Pfizer Senior Attorney suffering from disability sues Ohio National Life Insurance Company for denial of disability benefits

A disability attorney recently filed a federal lawsuit against The Ohio National Life Insurance Company. The Plaintiff worked as a Senior Attorney in the Wyeth Pharmaceutical (now Pfizer) Global Business Development Legal Group. Plaintiff purchased a Disability Insurance Policy from Ohio National on May 14, 1999, then purchased another Disability Insurance Policy from Ohio National on September 24, 1999.

The Plaintiff filed a disability lawsuit to recover long-term disability benefit payments that were wrongly withheld by Ohio National.

Facts of the Legal Case Against The Ohio National Life Insurance Company

The Plaintiff worked until June 10, 2008, when she became totally disabled according to the terms of the two Disability Insurance Policies she purchased from Ohio National in May and September 1999.

Plaintiff filed claims on both policies after the required elimination period of 180 days. Ohio National began paying long-term disability benefits on December 2, 2008.

Denial of Further Long-Term Disability Benefits By Ohio National

Ohio National sent a letter to Plaintiff dated March 25, 2010 stating that they would no longer pay long-term disability benefits on either policy. Another denial letter was sent on August 17, 2010.

Plaintiff, through her attorney, made a timely request for a review of Ohio National’s termination decision via a letter dated November 12, 2010. Ohio National agreed to this review via letter dated November 29, 2010.

In a letter dated May 27, 2011, Plaintiff, through her attorney, filed an appeal of Ohio National’s denial of long-term disability benefits. Along with this letter, Plaintiff submitted all medical reports, reports from six independent medical examiners to confirm the Plaintiff’s condition and her inability to work at her own occupation or any occupation, and a sworn affidavit from the Plaintiff herself attesting to why she cannot perform the expected duties of her own occupation as an attorney.

Ohio National responded on August 31, 2011, to which the Plaintiff responded on September 7, 2011. However, Ohio National’s letter never rendered an appeal decision, and still has not to the present time.

Plaintiff has exhausted all administrative remedies, leading to the filing of this lawsuit.

Ohio National Lawsuit Filed by Disability Attorney

In the lawsuit, the plaintiff alleges that Ohio National failed to provide the following to the plaintiff:

Plaintiff claims that Ohio National committed the following wrongful acts:

The Relief Sought By Plaintiff In Ohio National Lawsuit

Due to Ohio National’s actions, Plaintiffs asks for the following relief from the Court regarding the 12 counts against Ohio National, Ohio National Financial Services, Inc., and Ohio National Mutual Holding, Inc.:

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FAQ

Do you help Ohio National claimants nationwide?

We represent Ohio National clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Ohio National disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Ohio National. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Ohio National.

How do you help Ohio National claimants?

Our lawyers help individuals that have either purchased a Ohio National long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Ohio National:

  • ERISA and Non-ERISA Appeals of Disability Benefit Denials
  • ERISA and Non-ERISA Disability Benefit Lawsuits
  • Applying For Short or Long Term Disability Benefits
  • Daily Handling & Management of Your Disability Claim
  • Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

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No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

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When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

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John S. (Alabama)

My Dell & Schaefer experience spanned over 7 years and it was in one word “Relief”. A fantastic relief. Why relief? Because dealing with my disability insurance company was nightmarish and D&S instantly relieved me of all the worry. From the very first conversation I had with Greg Dell, on a Sunday I believe, thru his help, he and his most competent team including Alex Palamara, Danielle Lauria, and Anneli De-Cardenas removed the proverbial 800 pound gorilla off my shoulders. Greg and Alex spent an initial, and draining 3 hours listening in while an insurance rep grilled me on an in-home interview. This was after they had filmed me on two separate previous occasions. They even followed me thru Walmart, cameras on! Yes folks, they will try to catch you doing anything outside the limits of your disability. They don’t want to pay you!

My Dell & Schaefer attorneys told me from the start, be honest when you talk to the insurance company people on that interview. I did and from that interview on, D&S handled everything regarding my policy. I was able to sleep at night knowing I had expert representation. Everything from my disability company went through Dell & Schaefer. This was a huge burden, relieved!

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