• Eye / Visual Disorder Disability Insurance Benefit & Claim Information

Does Macular Edema Require you To Speak with a Disability Lawyer About Benefits?

At Dell & Schaefer, our disability insurance attorneys have the knowledge and experience you need to make dealing with your disability insurance company an easier and less stressful experience. Visual loss from macular edema can be degenerative, and can be serious enough to make it impossible to focus clearly. Blurring in the middle of the central visual field may prevent workers from adequately performing their job duties. Do to the degenerative nature of the condition the disability insurance company will require a high level of proof as to why the claimant has reached the point where he or she can no longer work as a result of the macular edema. It is our disability insurance lawyers job to work with you and your eye doctor(s) to do obtain the best possible medical evidence to support your claim for benefits.

Contact us today so that we may begin the process of reviewing your medical records along with your insurance policy to determine what the next step in your claim will be. We will analyze your macular edema disability claim and give you an opinion of your chances of collecting on your long term disability policy. Don’t assume that because you have paid premiums that the disability company will automatically approve your claim.

Our Disability Lawyers Understand Macular Edema?

Macular edema refers to the presence of fluid and protein deposits on or under the central area of the retina, called the macula, causing it to thicken and swell. This part of your eye is what allows us to see things directly in our line of sight. If the swelling becomes severe, it can distort your central vision, meaning that only your peripheral vision is clear.

The two types of macular edema are diabetic macular edema (DME) and cystoid macular edema (CME). The symptoms and side effects of each of these is essentially the same. The main difference is that DME is related to diabetes while complex surgery accounts for most cases of CME, this condition also occasionally occurs after basic surgery. There are causes unrelated to surgery, but they are far less common.

Contact Us For A Free Consultation and Review of Your Disability Claim

Visual loss from diabetic macular edema can progress over a period of months and make it impossible to focus clearly. Let us help you get the disability benefits you deserve – we have the knowledge and experience it takes. Contact our disability insurance attorneys for a free phone consultation. We represent claimants anywhere in the USA.

Resources for Macular Edema

There are many valuable sources of macular edema information such as:

Cases & Claim Tips (1)

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Questions About Hiring Us

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews   *****

Steven W.

“Whatever it Takes”, and you can take that to the bank, as I did. I was declared disabled in March 2010 after unsuccessful Back surgeries, CSC Implants, numerous other treatments, all which failed. I was (and still am) in constant pain requiring medication therapy and managment. June 2012, after receiving my benefit for 18 months I received a letter from my CIGNA case worker stating I no longer meet the contract definition of Disability. Therefore they stopped my benefit immediately. My numerous attempts at trying to resolve my Reinstatement Request was bogged down with hidden agendas, request for test after test, loosing documents from critical doctors supporting my claim, never returning my calls.

I contacted Dell & Schaefer, Alex Palamara, for a free consultation. He replied the same day. We spoke briefly and set an appointment the following day to pass detailed information. I faxed to him all supporting documents. In the beginning I was sceptical. But after a few weeks I could sense that they were a no BS organisation. I began to feel like they were really working hard for me. Throught the somewhat long process I was very impressed with the way they handled my case. They kept me informed of all issues via Email or calls. Never, never, did Alex (Mr. Palamara) or any of his staff fail to reply within 24 hours and usually within the same day to any of my request. I can’t say enough about the professionalism, courtesy, care, with the way they handled my case. My long hours of research have lead me to believe that Dell & Schaefer are by far the LTD hardest working informed agency out there. And, they would prove me right: as just recently I received a letter from Alex Palamara, forwarded from CIGNA stating a full reversal of my claim to begin immediately with full back pay and monthly benefits.

I cannot thank Alex and his staff enough for the fight they must have endured from CIGNA’s attorneys.

***** 5 stars based on 202 reviews

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