1. Applying For Hartford Short or Long-term Disability Benefits
The initial Hartford application for disability benefits is a critical part of every claim for disability insurance benefits. Obtaining properly documented medical support, selecting the correct date of disability and completing all of the required Hartford claimant and attending physician forms are just a few of the many areas that claimants can make mistakes. Contact any of our disability lawyers to discuss how we can help give you the best chance to collect disability benefits.
2. Hartford Monthly Disability Benefit Claim Handling
An approval of disability benefits by Hartford does not mean that the benefits will automatically continue for as long as you need them. The Hartford claim rep assigned to your disability claim is required to evaluate your claim every month and determine your eligibility for benefits. Hartford is inconsistent on how they manage each claim. Hartford is also notorious for requiring claim forms or updated medical records at any time. We offer a unique service where we manage your claim on an ongoing basis so that we can rest assured your claim is in the best position to prevent a Hartford claim denial. Learn more about our Hartford monthly claim handling service.
3. Filing A Hartford Disability Benefit Appeal
Almost all of Hartford's disability denial letters look the same and follow the same strategy for claim denial. We believe that Hartford writes these wrongful denials in an effort to either force claimants back to some kind of work or hope that they will just drop the claim. We have handled hundreds of Hartford ERISA appeals and know exactly what needs to be done to give you the best chance to get your benefits paid. We have a lot of information available about Hartford disability appeals that you should review here.
4. Suing Hartford For a Disability Benefit Denial
Our lawyers have filed ERISA disability lawsuits against Hartford all over the country and more than 95% of our clients have either had their benefits reinstated or received a lump-sum settlement. We would like to review your Hartford disability denial and give you an immediate opinion about what we think we can do to help you. Please visit our Hartford Disability Lawsuit page to watch our videos and read about our experience in handling disability benefit lawsuits against Hartford.
5. Negotiating a Hartford Lump-Sum Disability Buyout
In certain scenarios Hartford will enter negotiations for a one-time lump settlement of your long term disability claim. In order to be eligible you must have claim that is not contested by Hartford, you are "totally disabled" and have been on claim past any change in the definition of disability, and you have a medical condition that is not life threatening. Contact us to learn if you are candidate for a Hartford disability buyout or settlement. Learn more about a disability buyout by watching our disability lump sum videos.