Hartford relies on video surveillance of the insured to deny disability benefits
A federal appellate court ruled that it was reasonable for The Hartford, to rely on videotape of the client Hartford had made after she filed a claim for long-term disability.
The claimant originally worked as a Technical Writer but filed a long-term disability claim, citing Epstein-Barr virus as the cause of her disability, which was approved. Later in the claim, The Hartford took surveillance over a two-day period and interviewed the Writer with respect to the observed activities in light of her disability benefits based on Epstein-Barr virus. The Hartford then terminated benefits.
The court held that the reliance on the disability video surveillance and an independent medical review conducted by The Hartford was reasonable, and upheld the denial of benefits for disability caused by Epstein-Barr virus, saying that the decision was reasonable and based on substantial evidence.
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Hartford Reviews
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Hartford
Truly Horrible and Immoral Company with No Customer Service
My experiences with Hartford have been nothing short of cruel. They started off by claiming that having Glioblastoma, which has an expected life span of about fifteen mont... read more >
Hartford
Sent my Direct Deposit to a Strangers Bank Acct
I went on short term disability and The Hartford put my direct deposit into someone else’s bank account. Somehow they messed up a number or two and they are refusing to ... read more >
Hartford
Former Hartford employee has had life insurance and accidental death policy's revoked for one late premium payment
Dislike how they are constantly interrupting the lives of their disabled EE's whom are entitled to benefit which they paid into out of there pay check every pay period onl... read more >
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Hartford
Bad Faith
They kept asking my doctor for the same information that they did not need to process my claim. He kept sending in the same information, and they kept asking for it. My do... read more >
Hartford
Denied by Hartford after 20 years of Payments
Hello,I am a Multiple Sclerosis patient. I also have Lymph-edema, Asthma, Blood-clot problems, Bi-Polar 1 Depression, and Head & Neck Injuries. And now, due to MS, Spast... read more >
Hartford
This company is a scam!
The Hartford does not pay claims. The Hartford only collects premiums. The Hartford doesn’t care if you are terminally ill. I’ve been employed at my employer since 201... read more >
Hartford
Hartford Stopped Payments
Worst company ever. Their analysts will go against your treating provider every single time. Horrible experience, just horrible.
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Q: Can ltd offset soc. sec. benefits for a child born after collecting ltd benefits for over two years prior to the child's birth?
A: Employer provided disability policies almost always include language allowing for the offset of a benefit due ... Read More >
Q: Can the Hartford collect short term disability payments that they say were due to their own mistakes?
A: Technically, Hartford has the right to request repayment even though it was due to their mistake. Often, they ... Read More >
Q: Are insurance companies allowed to deny payment of short term disability benefits because I am collecting social security retirement benefits disability?
A: Tom, it is not unusual for a disability insurance policy to have language that deducts social security payment... Read More >
Q: Does Hartford reduce their monthly LTD payments after 30 months?
A: Usually there's a change in definition after 24 months. The fee reduction would come from any offsets due to s... Read More >
Q: Can The Hartford offset my LTD on my VA disability compensation or back pay?
A: Tim, the Policy will define what other sources of income can offset or reduce your monthly benefit. Not all Po... Read More >
Q: Can Hartford lower my long term disability check if I take my money out of my Vanguard account?
A: Thank you for your question. Hartford may be able to reduce your monthly benefits and seek an overpayment if y... Read More >
Q: Relocation
A: Thanh:Moving within the USA should not impact your claim. You must make sure that you continue with your m... Read More >
Q: Is it possible to write me a strict authorization form for The Hartford?
A: It would be best for you to tell Hartford to send you a release for any specific items that they want. You can... Read More >
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