Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge

A long term disability insurance claimant had his benefits denied when a doctor made a mistake in completing an Attending Physician Statement. Following submission of an ERISA appeal Hartford ignored the additional information submitted and once again denied the claim following an Appeal. Following the submission of a Federal lawsuit, the Minnesota Federal Judge ruled that Hartford failed to conduct an appropriate review of the claim and reversed the denial of long term disability benefits.

In this video nationwide disability insurance attorneys Alex Palamara and Gregory Dell discuss how the denial in this case may have been avoided. We discuss the importance of strong medical support and proper medical documentation. We often see that is simple errors on a claim that result in a claim denial. If Hartford has any opportunity to deny a claim you bet that they will take it. Our goal is to work with you to get your LTD benefits paid and keep you on claim. Call any of our disability lawyers for a free immediate consultation.

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FAQ

Do you help Hartford claimants nationwide?

We represent Hartford clients nationwide and we encourage you to contact us for a FREE immediate phone consultation with one of our experienced disability insurance attorneys.

Can you help with a Hartford disability insurance policy?

Our disability insurance lawyers help policy holders seeking short or long term disability insurance benefits from Hartford. We have helped thousands of disability insurance claimants nationwide with monthly disability benefits. With more than 40 years of disability insurance experience we have helped individuals in almost every occupation and we are familiar with the disability income policies offered by Hartford.

How do you help Hartford claimants?

Our lawyers help individuals that have either purchased a Hartford long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer.

Our experienced lawyers can assist with Hartford:

ERISA and Non-ERISA Appeals of Disability Benefit Denials
ERISA and Non-ERISA Disability Benefit Lawsuits
Applying For Short or Long Term Disability Benefits
Daily Handling & Management of Your Disability Claim
Disability Insurance Lump-Sum Buyout or Settlement Negotiations

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email. Lawyer and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Dell & Schaefer Client Reviews *****

Jacqueline R.

Best attorney in the industry! I have worked with Greg Dell for the past 10 years. He and his team have been excellent in every way! I was forced to retire early from dentistry due to arthritis in my hands. I had no idea how manipulative the disability carrier could be, and ultimately decided to have Greg help me with my claim.

He has been diligent in protecting my rights and responds to me immediately when I have a question or concern. I highly recommend him and his company – 5 stars for professionalism, response time, knowledge and commitment to their clients.

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We represent disability insurance claimants nationwide.