Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 161–180 of 333 Benefit Tips

How Do I Know If My Disability Company Is Conducting Video Surveillance of Me?

Disability insurers may conduct video surveillance to verify claims. Learn how claimants can detect surveillance and protect their rights.

Cancer and Long Term Disability Insurance Policies

Not all cancer-related disability claims are approved. Learn how to secure your long-term disability benefits when dealing with cancer.

Do I Have To Allow My Disability Insurance Company To Contact My Employer?

Insurance companies may reach out to employers for work history verification. Learn when they can do so and if you must provide consent.

Is there an advantage to filing an ERISA disability lawsuit after the expiration of the 45 day deadline and before the disability insurance carrier makes a decision on an ERISA Appeal?

The Courts take the deadlines imposed by ERISA very seriously and failure to file a lawsuit when it is ripe could have a detrimental effect on your claim for benefits.

Can I add more information to my claim file in anticipation of filing a lawsuit after an insurance company enters a final denial of benefits?

For all intents and purposes, no. The law is pretty clear that following a final denial of benefits no additional information can be added to the...

Malingering and Disability Insurance Claims - What Does It Mean?

What Does It Mean If My Disability Insurance Company Says I Am Malingering?

Some insurers accuse claimants of malingering to deny benefits. Learn what this means, why it happens, and how to respond to such claims.

Is My Insurance Company Allowed to Take An Offset of My Monthly LTD Benefit for Social Security Benefits My Kids Receive As A Result of My Disability?

Learn how child Social Security benefits may offset LTD payments, what insurer policies apply, and actionable steps to safeguard your monthly disability income.

Can your ERISA disability benefits be garnished?

Depending on state laws and the reason for garnishment, disability benefits may be protected. Learn when garnishment is allowed and how to protect payments.

Tips for handling a denial of a Waiver of Life Insurance Premium due to a disability

What Does it Mean if My Waiver of Life Insurance Premium Has Been Denied?

Was your waiver of premium for disability insurance denied? Understand why insurers deny these claims, how to build a strong appeal, and what actions to take.

Bad Faith Disability Claim Denial and Lawsuits

Do I Have a Bad Faith Disability Claim Against My Disability Insurance Company?

Some disability claim denials may involve bad faith practices. Learn how to determine if your insurer acted in bad faith and what legal options exist.

Is My "No-Fault" Auto Insurance Settlement an Offset Under My Long Term Disability Insurance Policy?

Learn how no-fault settlements can affect your disability benefits. Understanding offsets and receive the full disability compensation you deserve.

Is Your Disability Insurance Claim a Physical or Mental Disability Condition?

Some disability insurers use surveillance to investigate claims. Learn when video surveillance is legal and when it may violate privacy rights.

New Research Reveals Potential "Cause" of Fibromyalgia and Objective Test

Scientific advancements may provide objective evidence for fibromyalgia. Learn how this impacts disability claims and legal proceedings.

How Important is Doctor Support in Securing Disability Insurance Benefits?

Learn how strong medical documentation can significantly impact your disability claim. Gain tips on working with your doctor to obtain the necessary support.

Why Must AN ERISA Disability Appeal Be Filed Within 180 Days?

What are ERISA disability appeal deadlines? Learn why the 180-day rule matters and how to meet key requirements to protect your appeal rights.

What You Should Be Aware of When Purchasing a Lloyd's of London Disability Insurance Policy

Lloyd’s of London offers unique disability insurance policies. Learn what to consider before purchasing coverage, including exclusions and benefits.

Does the 2013 Cigna Long Term Disability Regulatory Settlement Agreement Require My Disability Benefit Denial to Be Reconsidered?

The 2013 Cigna settlement may affect your long-term disability claim. Learn if your denial should be reconsidered under this agreement.

Does A Letter From A Disability Insurance Company Misstating Policy Language Modify The Terms Of A Disability Insurance Policy?

Occasionally, the issue arises of a disability insurance company misstating the terms and coverage of a disability insurance policy, either verbally or in...

What is a REMAND in an ERISA Disability Insurance Lawsuit?

If a judge remands your ERISA disability lawsuit, your claim is sent back for further review. Find out what remand means and what it could mean for your case.

What is the Administrative Record in an ERISA disability appeal?

What is the administrative record in an ERISA appeal? Discover why it’s critical, what it includes, and how it shapes your appeal and any future legal action.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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