Disability Insurance Benefit Tips

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (864 reviews)

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

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Showing 141–160 of 333 Benefit Tips

Do the rules of evidence apply to ERISA disability insurance cases?

As a general rule, no, the rules of evidence do not apply to ERISA disability insurance cases. The purpose of the rules of evidence is to regulate the evidence...

Beware of Mental Nervous Limitations in Long Term Disability Benefit Policies?

Disability Companies Are Wrongfully Using the 24 Month Mental Nervous Limitation

Mental nervous limitations in disability insurance policies are common, but insurers may apply them unfairly. Learn how this affects long-term benefits.

What can I do when the insurer fails to make a decision on my appeal within the required timeframe?

What if your disability insurer misses your appeal deadline? Learn your legal options and how to protect your rights when facing delays.

Does my insurance company have to consider my SSDI award if I received the award after my ERISA appeal was denied?

If you were awarded Social Security Disability benefits after your ERISA appeal was denied, does your insurer have to consider it? Learn the legal impact.

Can I file for disability insurance benefits if I was fired before I stopped working?

Were you fired before filing for disability insurance? Learn whether you can claim short- or long-term disability benefits and steps to strengthen your case.

Since my policy contains a Waiver of Premium While Disabled Provision, should I still pay the premium for my long-term disability insurance policy while my long-term disability claim is under review?

Many disability policies include a waiver of premium provision. Learn whether you should continue paying premiums while your claim is under review.

Can I live outside of the United States and collect long-term disability insurance benefits under my individual or group long-term disability insurance policy?

Want to live abroad while collecting LTD benefits? Understand policies, risks, and steps to ensure compliance with your disability insurance.

Important Steps to Take for an ERISA Disability Benefit Appeal

What are the important steps to take when filing an ERISA disability denial appeal?

Facing an ERISA disability denial? Learn key steps to appeal, including gathering evidence, meeting deadlines, and navigating the process effectively.

Third Party Administrator Role in Disability Insurance Claims

Why is a different company handling my claim for short or long term disability benefits?

Many disability claims are managed by third-party administrators instead of the insurance company. Find out why this happens and what it means for you.

What Are The Top 10 Reasons a Long Term Disability Insurance Claim is Denied?

Long-term disability claims get denied for various reasons, from medical issues to paperwork mistakes. Learn the top denial reasons and how to avoid them.

If I File A Short Term Disability Claim With My Carrier And My Claim Is Denied, Do I Also Need To File A Separate Long Term Disability Claim?

If your short-term disability claim was denied, do you still need to file a long-term disability claim? Learn why LTD claims require separate submissions.

If I File For Bankruptcy Can I Still Pursue a Claim for ERISA Long Term Disability Benefits?

Filing for bankruptcy doesn’t always mean you lose your right to disability benefits. Find out how ERISA rules affect your ability to continue a LTD claim.

What is an Attending Physician Statement and how should it be completed?

Your APS can make or break your disability claim. Learn how to fill it out correctly to avoid delays, denials, and ensure a stronger case.

Can the Disability Insurance Company Call My Doctors Without Telling Me?

Can disability insurers contact your doctor without telling you? Learn how it impacts your claim and what rights you have to protect your case.

How often can my disability insurance company require a Claimant Statement?

Disability insurance companies periodically request updated claimant statements. Learn what’s required and how frequent requests could affect your claim.

Can My Insurance Company Selectively Review Certain Medical Records While Ignoring Others In Considering My LTD Benefits?

It is common practice by insurance companies to cherry pick medical records during the LTD review process.

Can one application be submitted if the same insurance company administers both my Group Long-term Disability Plan and my Individual Disability Policy?

Generally, yes, most long-term disability insurance carriers allow you to submit one application if they administer both your Group and Individual Long-term...

Do I always have to repay Social Security disability benefits to my disability insurance company? Maybe not!

Some insurers require claimants to repay Social Security benefits, but exceptions exist. Learn when repayment may not be necessary.

Can I Sue My Disability Insurance Company For Video Taping Me Without My Permission?

Can you sue a disability insurer for secretly videotaping you? Learn your rights, legal options, and how surveillance impacts your claim.

Cognitive Limitations Create Difficult Issues In Obtaining Disability Insurance Benefits

What Should I be Aware of if I Have Cognitive Limitations and I Am Receiving Disability Insurance Benefits?

If you have cognitive impairments and receive disability benefits, learn what to watch for and how insurers may challenge your claim.

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Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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