Disability Insurance Benefit Tips

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

Showing 121–140 of 333 Benefit Tips
A Disability Lawyers' View of Cigna Disability Claim Handling

Cigna's latest strategies for handling and denying disability benefit claims

Don't get caught off guard! Learn about Cigna's latest tactics for handling disability claims, including potential red flags and how to strengthen your case.

Does the Mental Nervous Disorder Limitation in an ERISA Long Term Disability Plan Violate ADA Laws?

Mental nervous limitations in a long term disability policy are disastrous for claimants, but the courts may make these clauses illegal. Don't be surprised if the US Supreme court decides to hear an argument on this issue.

Is a Claimant's Complaints of Pain Enough to Qualify for Short or Long Term Disability Insurance Benefits?

Chronic pain claims are often denied by Cigna. Learn how to qualify for short- or long-term disability benefits despite pain-related challenges.
What To Expect At An IME Exam Requested By The Hartford

How Can I Protect Myself At A Hartford IME Exam?

Hartford may require an Independent Medical Exam (IME) for your disability claim. Learn how IMEs affect your case and how to safeguard your rights.
Hartford Disability Denial At Any Occupation Stage Reversed

Can The Hartford Characterize Cognitive Impairment Due to Chronic Pain a Mental Condition?

Disability insurance attorneys Gregory Dell and Stephen Jessup discuss a Northern Illinois federal court case in which Hartford attempted to deny benefits to a...
Lincoln Financial Group Disability Insurance  Claim Trends

What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?

Lincoln Financial evaluates disability claims under strict criteria. Learn how they assess claims and what claimants should prepare for.

Does It Matter Who Pays My Disability Insurance Premiums?

Whether your employer or you pay disability premiums can affect taxes and benefits. Learn the differences and potential implications.
Is There A Time Limit To File An ERISA Disability Lawsuit?

Do I Have A Time Limit To File An ERISA Disability Lawsuit?

Calculating the time limits when an ERISA disability lawsuit has to be filed is tricky. In a recent decision out of a North Carolina Federal Appeals Court, the...

Can I collect disability insurance benefits if I am collecting unemployment benefits?

Wondering if you can receive both disability and unemployment benefits? Discover the rules, restrictions, and how to handle your claims effectively.
Disability Insurance IME Exams Are on the Rise

IME Exams from Disability Insurance Companies are on the Rise

Watch our latest video discussing the recent increase in disability IME exams which we have noticed. In this video disability insurance lawyers Gregory Dell...
Private Disability Insurance Benefit Denial Legal Options

What Are My Options Following A Private Disability Insurance Claim Denial?

A denied private disability claim doesn’t mean the end. Learn about appeals, legal action, and other options to fight for your benefits.
ERISA Disability Benefits Lawsuits - What You Must Know

What is An ERISA Disability Lawsuit and What Should I Expect?

Considering an ERISA disability lawsuit? Learn what to expect, from filing a complaint to potential settlement or trial, and key legal considerations.
Is Unum Denying More Disability Benefit Claims Than Usual?

Is Unum Denying More Disability Benefit Claims Than Usual?

Is UNUM denying more disability claims? Explore trends in UNUM denials, why they happen, and how to navigate the claims process successfully.

If I have two different disability insurance policies and I am approved for Social Security Disability, can both disability companies deduct my monthly benefit by the amount of the SSDI payment?

Have two disability insurance policies? Learn how SSDI impacts your benefits, avoid unfair deductions, and maximize financial protection for your claims.

The Institute of Medicine (IOM) Proposes New Diagnostic Criteria and name for Chronic Fatigue Syndrome

Recent updates to Chronic Fatigue Syndrome (CFS) criteria could impact disability claims. Learn how new guidelines may affect your case.

Can My Insurance Company Terminate My Disability Benefits After 24 Months if My Mental Nervous Disorder Contributes to But is Not The Sole Cause of My Disability?

Disability insurers often impose 24-month limits on claims involving mental illness. Learn how this rule works and whether exceptions apply to your case.

Who may I sue if my long-term disability benefits are denied, my employer, the insurance company, or both?

The answer is that it depends on the type of Plan; who funds the benefits and who is responsible for making the claim determination. In most cases, the entity...
Tips About a Unum Medical Examination in a Disability Benefit Claim

What should I expect at a medical examination requested by Unum disability insurance company?

Facing a medical exam from Unum for your disability insurance claim? Prepare in advance! Learn what to expect and helps you protect your benefits.

Does a disability carrier need to consider my Social Security Disability approval after they have made a final decision on my final ERISA appeal?

It is a misconception that the insurance company must give deference to a favorable social security disability determination.

Can my insurance carrier deny my benefits even if there is no change in my medical condition?

Disability Insurance Companies may deny claims even if your condition hasn’t changed. Learn why this happens and how to fight back effectively.