Disability Insurance Benefit Tips

Practical advice from our disability insurance lawyers to help you protect your benefits, navigate the claims process, and avoid common pitfalls.

Showing 281–300 of 333 Benefit Tips

How long do I have to be disabled before I can file a claim for social security disability benefits?

Social Security Disability requires a waiting period before applying. Learn how long you must be disabled to file a claim and plan ahead.

What is the appeal process if my Social Security Disability Claim has been denied?

Denied SSDI benefits? Learn the Social Security appeal process step-by-step, from reconsideration to hearings and federal court appeals. Get expert guidance.

Why should I have a disability insurance attorney participate in an interview requested by the disability insurance company?

What is the advantage to a person having an attorney present for a field interview? As we were discussing earlier, these interviews are made to elicit certain...

Does the claimant, after getting a request to a field interview, have to do it?

Some disability insurers request in-person field interviews before approving or continuing benefits. Learn when you must comply and what to expect.

What happens when a long term disability insurance company requests to do a field interview regarding your claim?

Don't be surprised by a Long Term Disability field interview! Learn what to expect, how to prepare, and protect your rights during the process.

Are the outside companies hired by disability insurance companies to locate IME doctors independent?

In addition to just these doctors that are biased, the in-house doctors and the outside doctors that are hired, we know that they also use these third party...

Are independent medical examiners hired by a disability insurance company truly independent?

Disability insurers hire independent medical examiners (IMEs) to review claims, but how impartial are they? Learn how IME findings can impact your claim.

What can I do to protect myself during an IME exam requested by my disability insurance company?

What if anything could you recommend to people who are watching could do to try to protect themselves during an alleged independent medical exam? In some...

Can my disability claim be denied if my disability company never conducted an IME exam?

Think you're safe because you haven't had an IME? Find out if a disability claim can be denied even without an Independent Medical Examination.

Will my disability insurance company give me a copy of the IME report?

Disability insurers use Independent Medical Exams (IMEs) to evaluate claims, but do they have to provide a copy of the report? Learn your rights.

Why is my disability insurance company requesting an IME exam?

When an insurance company sends this notice to the claimant and says - we want to do an independent medical exam, what are they really looking for? Why are...

Do I have to attend an IME exam requested by my disability insurance company?

When you get one of these independent medical exam notices or letters from a disability carrier, does that mean you have to go to this exam or can you say -...

Is video surveillance of a disability claimant engaged in non-work related activities sufficient evidence for a disability insurance company to deny disability benefits?

Video surveillance is directly representative of the occupational duties that the person was doing at the time he became disabled. Meaning, does the video...

Do I have to sit home all day in fear that my disability insurance company will videotape me and then deny my disability benefits?

Do disability insurers spy on claimants? Understand surveillance tactics, what’s legal, and how to avoid jeopardizing your benefits while living your life.

When should a disability claimant suspect that their disability insurance company is doing video surveillance?

When do you guys think that a disability claimant should be most concerned that they are going to go under video surveillance? And something that comes to my...

Why do disability insurance companies conduct secretive video surveillance?

Let's talk a little bit about why they are doing this video surveillance. Obviously they are not looking to see if you are doing criminal activities. The...

Can a disability insurance company conduct video surveillance of a claimant whenever and wherever they want?

Can disability insurers conduct video surveillance? Know your rights, common tactics they use, and how to protect your privacy during a claim.

How do I obtain a copy of my long term disability insurance policy or disability plan?

Need a copy of your long-term disability policy? Discover how to obtain important documents and ensure you have what you need to claim benefits.

Should I allow my disability insurance company to interview me in my home?

Disability insurers may request in-home interviews to assess claims. Learn whether you must comply and what to expect if you agree.
Disability Insurance Independent Medical Exams (IME) FAQ #1

Independent medical exams requested by disability insurance companies can be dangerous

IMEs can be a crucial part of the disability claims process. Learn how to prepare for these exams, understand your rights, and mitigate potential claim risks.